This week, NVIDIA and Jaguar announced a technology partnership that could provide the perfect balance between autonomous driving technology and driver experience. This balance will be critical to the existing automotive market if it wishes to remain viable rather than be replaced by horizontal elevators that function more like an automated Uber than current car ownership.

Let’s explore this dynamic this week.

The problem with autonomous cars

The way autonomous cars are being presented today makes no sense to drivers. Having a subscription to a car service like Uber or Lift makes more sense than buying a car you can’t drive yourself. While this might make economic sense, current car owners who connect their vehicles to status and driving enjoyment aren’t on board with a future where they lose the privilege of driving and owning a car. 

While the self-driving technology is certainly capable of taking full control of the car (and for many this may be the preferred way of travel; otherwise, Uber and Lift wouldn’t be successful), most drivers appear to prefer car ownership and the ability to drive themselves.  

However, we know that autonomous vehicles, once the technology is ready, will be far safer than human-driven cars and save thousands of lives a year. What is needed is a blended solution that provides the safety benefits of an autonomous vehicle with the fun and enjoyment of a car you drive yourself.  

Jaguar

I’ve been driving Jaguars since I was a teenager, have worked as a Jaguar mechanic and, until recently, owned four of them (I’m down to two now). Jaguar is a car drivers’ company that has, over the years, established itself as a firm that appeals to people who love to drive their cars and like those cars to have a personality. Granted, up until Ford bought the company last century, the brand had a very poor-quality record, but that record has improved first under Ford and more recently under Tata, which now owns both Jaguar and Land Rover.  

Therefore, if there is one company that could build a car capable of autonomous driving but still provide a great driving experience, it would likely be Jaguar. The company’s first electric vehicle, the I-Pace, is arguably better-looking, better-handling, and better-built than a Tesla. It did have initial technology ‘teething’ problems which I experienced firsthand since I bought one of the first I-Paces shipped into the U.S.  

NVIDIA

This is where NVIDIA comes in. NVIDIA has matured over the years to provide not only a leading solution for automobile self-driving systems but also for enterprise solutions because it learned how to seamlessly provide software feature updates and patches. This ability to provide updates without disruption, while now common in enterprise solutions, is anything but for automotive solutions. My first software update from Jaguar after getting the car made it undrivable, a mistake that NVIDIA’s process should assure doesn’t recur.  

NVIDIA employs many car lovers and was one of the first sites in Silicon Valley to put electric car chargers into its parking lots. Heavily into the metaverse for simulation and testing, the company provides what is believed to be the most mature and capable solution for self-driven cars. 

Thus, this partnership between Jaguar and NVIDIA could potentially result in the best blend of autonomous driving technology and driver experience as a concept Toyota has named Guardian Angel.  Guardian Angel allows you to drive, but its autonomous technology can immediately take over and prevent most accidents if needed. 

This last was driven home earlier this week when a semi-truck doing 60 mph ran a stoplight and would have hit me had I not been looking right at the truck at the time. It was a close call that NVIDIA’s Drive platform is designed to handle more effectively.  

Wrapping up: The future of autonomous cars

While we may eventually turn driving over to computers, the drivers aren’t nearly ready for it and will likely rebel if they are told they can no longer drive their cars. Blending Jaguar’s driver-focused concepts and beautiful flowing car designs with NVIDIA’s market-leading self-driving technology should result in a near-perfect hybrid, one that allows you to still drive your car but that can step in to prevent you from having a life-threatening or crippling accident. Other potential advantages are an onboard digital trainer to improve your lap times safely on track days, and automatically stepping in to take control if you fall asleep, have had too much to drink, are having a health emergency, or are just taking unnecessary risks.  

It will unfortunately reduce the number of “stupid driver” YouTube videos significantly, but that is a price I’m willing to pay to keep myself out of those videos. In the end, this coming solution from Jaguar using NVIDIA technology should represent the near-perfect blend of driving experience and safety when the cars come to market in 2025 as 2026 models under their new Panthera premium electric car line. Sight unseen, I’d like a black one, please, because I can think of nothing better than a hot electric car that keeps me safe and reminds me of a Black Panther.  How much do you want to bet one of these shows up in the new Marvell Black Panther movie?  It would likely be a ton cooler than the Black Panther Lexus.  When the F-Type launched, it had an amazing theme song and video, I’m thinking an electric Jaguar Black Panthera with a Marvel tie-in using NVIDIA technology (to create the video) could be even more amazing. The cars and related ad campaigns aren’t due until 2025, and I can hardly wait! (Until then here is a link to the old jaguar vs. Mercedes ad wars, because Mercedes is also using NVIDIA in their upcoming cars suggesting an even more awesome coming battle). 

Source: TG Daily – NVIDIA and Jaguar: Creating the Perfect Balance Between Driving Experience and AI Safety

When you’re starting a business, there are a lot of important decisions to make. One of the most important is whether or not to invest your own money into the company. This decision shouldn’t be taken lightly, as there are both pros and cons to investing your own money. This article from Mark Stiffler, who served as Optymyze CEO, will discuss the pros and cons of investing your own money into your company. We will also help you decide if this is the right decision for you and your business.

Pros of Investing Your Own Money Into Your Company

There are many benefits to investing your own money into a business. Here are just a few of them:

You will have more control over the direction of the company. Investors often want to steer their companies in certain directions, which can make you feel like you’re losing control of what was once your dream or passion project. You won’t need to worry about this issue anymore by not having investors! This is one reason why some people choose not to invest their own money. They don’t want other people telling them how much time and energy should be spent on each aspect of running an organization (marketing vs. sales vs. operations, etc.). If there’s something specific that sets it apart from competitors – such as pricing structure or customer service policies – you can implement it right away without having to worry about getting investor approval.

You’ll have a sense of ownership and pride in the company. When you invest your own money into a business, you’re making a financial commitment to its success. This often leads to a stronger emotional connection with the company and a greater sense of ownership and pride. You’ll be more likely to work hard to make your business successful since it’s no longer just an idea or dream – it’s now your livelihood!

You’ll get tax breaks. Investing your own money into a company offers some great tax benefits. For example, if you are self-employed and use your vehicle for business purposes, you may be able to deduct the cost of the vehicle from your taxes.

You’ll make more money in the long run. When you invest your own money into a company, you’re essentially taking on less risk than if you were to invest someone else’s money, says Mark Stiffler. This is because you have a personal stake in the company and are more likely to work hard to make it successful. As a result, you’re also more likely to see an increase in the value of your investment over time.

Cons of Investing Your Own Money Into Your Company

There are also some potential drawbacks to investing your own money into a business:

It can be difficult to get back out if things go wrong. If the company fails, you may find yourself stuck with a lot of debt and no way to pay it back. This is one of the main reasons many people choose not to invest their own money – they don’t want to risk losing everything they’ve worked for.

You’ll have less money to work with. When you invest your own money into a company, you’re essentially putting all your eggs in one basket. This means that you’ll have less money available to use for other purposes, such as expanding the business or covering unexpected costs.

It can be difficult to get investors later on if you need them. If things don’t go well and you decide you need investors, after all, it may not be easy to find someone willing to put money into a company that its founder has already funded.

How to Decide If Investing Your Own Money Into a Company Is the Right Decision for You

Before deciding whether or not to invest your own money into a company, there are several things you need to consider from Mark Stiffler:

• Are you comfortable taking on the risk?
• Can you afford to lose the money that you invest?
• Do you have a solid business plan in place?
• Is your company generating revenue?
• What is the value of your investment compared to similar businesses?
• Can you realistically expect to make a return on your investment?
• How much time and energy can you devote to running the company?

If you answer “no” to any of these questions, it may be wise not to invest your own money. However, if you answer “yes” to all of them and are financially able to do so, investing in your own business can be an exciting opportunity with great rewards!

What to Do If You Decide to Go Ahead and Invest

If you decide that investing your own money into a company is the right decision for you, several steps need to be taken before writing any checks:

Make sure it’s legal. It’s important not to make any hasty decisions when making investments because they may come back bite later on down the line (especially if things don’t go well). Make sure everything is above board by consulting with lawyers who specialize in securities laws and accountants or financial advisors familiar with investment procedures.

Have a plan for getting out if things go wrong. No one wants to think about what could happen if their business doesn’t work out, but you need to have an exit strategy in place just in case! Make sure other investors are lined up so that some of your money can be recouped and make arrangements for how much equity will remain should something unforeseen occur – such as death or incapacitation due to illness or injury.

Start the paperwork immediately after making any investments into a company; otherwise, it’s easy to forget important details down later on when they’re needed most (i.e., during tax season). Document everything from your initial interest level through any changes made over time – this way, nothing gets lost or forgotten about along the way.

Tips for Making the Most of This Type of Investment

There are many ways to make the most out of an investment, but here are a few tips that can help you get started:

• Do your research before investing in anything. Read up on what other people have said about their experiences with similar companies and consult with experts if needed (e.g., financial advisors).
• Set realistic expectations when it comes to how much money will be made from this type of investment, as well as how long it might take before seeing any return.
• Keep track of what’s going on with the business – both good and bad – so that you can make informed decisions about whether or not to stay invested. This may require attending board meetings, reviewing financial reports, etc.

Being an investor in your own company can be a great way to secure its future while also having a personal stake in its success. However, it’s important to weigh all the pros and cons before deciding if this is the right move for you. By following these tips, you’ll be well on your way to making smart investments that could pay off big time down the line!

Written by Charles Martinez

Source: TG Daily – Mark Stiffler Discusses The Pros and Cons of Investing Your Own Money Into Your Company

In the times that we’re living in, technology has made unbelievable advancements as compared to any time in the past. This evolution has redefined the life of man in almost every aspect. In fact, this evolution is an ongoing process and thus, human life on earth is improving constantly day in and day out. One of the latest inclusions in this aspect is cryptocurrencies.

Cryptocurrency is nothing but digital currency which has been designed to impose security and anonymity in online monetary transactions. It uses cryptographic encryption to both generate currency and verify transactions. The new coins are created by a process called mining, whereas the transactions are recorded in a public ledger, which is called the Transaction BlockChain.

If you check out the most impactful development in recent times, the first thing that comes to our minds, without a doubt, is cryptocurrency. People have made huge profits by investing in cryptocurrencies like bitcoin and more at the right time. Many people have also managed to make a heyday by simply providing a cryptocurrency exchange platform to investors to trade cryptocurrencies.

Do you want to invest your hard-earned money in cryptocurrency? If so, make sure you know you meet the criteria prior to making the final decision. Without considering important factors, you might risk losing your money. There are a lot of cryptocurrencies out there, such as Blockchain or Bitcoin. In this guide, we are going to share with you a few tips that you can follow before you deposit your money

Cryptocurrencies are volatile. This is both their bane and boon. As a trader, you have to understand that wild price swings are unavoidable. Uncertainty over when to make a move makes one an ineffective trader. Leverage hard data and other research methods to be sure when to execute a trade. Successful traders belong to various online forums where cryptocurrency discussions regarding market trends and signals are discussed. Sure, your knowledge may be sufficient, but you need to rely on other traders for more relevant data.

Be sensible and follow all of the basic rules of investing. A few people have got burnt fingers by not following some of the most basic common-sense rules which apply to all forms of investing. I have made a list of the main ones to consider. Here they are.

The money you are using to purchase Bitcoin, Ethereum, and the like must be money you can fully afford to lose. It must be discretionary spending money. You wouldn’t go to the races or the betting shop with your retirement fund and use that to gamble with. Cryptocurrency investing has to be treated in the same way. It is highly volatile. The number one rule is to purchase cryptocurrency with money you can fully afford to lose using only your discretionary spending money. So, find out here before investing your money in the world of cryptocurrency. This way you can avoid common mistakes that most investors make. Hope this helps.

You may visit blockster.com, one of the best resources if you are going to invest in cryptocurrency like Bitcoin.

Written by Barbara McGee

Source: TG Daily – Tips to Consider Before Investing in Cryptocurrencies

News on February 15th, Japan’s first compliant digital currency JasmyCoin (JASMY) was officially launched on Huobi Global, a world-renowned exchange, which opened deposit at 06:30 on February 15th, 2022 (UTC), will be the first to open the JASMY/USDT trading pair. 

The day before, on February 14, JasmyCoin (JASMY) was listed on WazirX, a well-known Indian exchange, and the JASMY/USDT trading pair was opened.

Recently, JasmyCoin’s liquidity and community activity have continued to grow, and it has become the most well-known IoT sector project in Japan and Southeast Asia, and its global influence is increasing day by day. Currently, JasmyCoin is on an upward trend and is sought after by cryptocurrency investors. 

JASMY, a Japanese company that develops and provides data security and sharing services in the IoT era – “Jasmy IoT Platform”. Its only token, Jasmy (JMY), is the first Japanese blockchain project approved to be listed on the Japanese digital currency exchange. It is the first legal and compliant digital currency in Japan, which has epoch-making meaning for the Japanese digital currency market.

To gain more information – 
Official website: http://www.Jasmy.co.jp 
Twitter: https://twitter.com/Jasmy_league 
Telegram: https://t.me/OfficialJasmyUniverse 
Facebook: https://www. facebook.com/Jasmyleague/ 
Medium: https://medium.com/Jasmy-league 
GitHub: https://github.com/JasmyCoin/JasmyCoin

Source: TG Daily – JASMY Officially Listed on Huobi Global and WazirX Exchanges

When deciding what to drink for the day, it may be tempting to indulge in those sugary sodas and colored fruit juices, but all that glucose and artificial flavorings don’t do your health any favors. Water is your best source of hydration and is essential for healthy body functions. 

Water is what delivers necessary hydration and oxygen throughout our bodies. Water is calorie-free, neutral pH, and may have minerals and nutrients to support our immune systems. However, the bland taste of water is not appealing for a lot of people, especially children who prefer sweet-tasting drinks over water. 

If you or your child find it difficult to keep your hydration level up throughout the day, consider these 5 healthy infused-water recipes that will get you to drink more water. These recipes use fruit and herbs for a healthy drink, and take note of the best bottled water brands when choosing your water base! 

1. Vitamin C Boost – Orange, Lime, Lemon, and Grapefruit

Orange, lime, lemon, and grapefruit are all part of the citrus family, provide fun, tart flavors, and are chock full of vitamin C that is great for an immunity boost! Toss together slices of orange, some lime wedges, lemon juice, and grapefruit slices in a large pitcher of water. Let the fruits infuse for a couple of hours. 

Drink up the vitamin C-infused water, and feel your immune system strengthening! This infused water recipe is best drunk within the day, as vitamin C tends to break down over time, and the citrus rinds may make the water bitter when steeped too long. For additional sweetness, add some honey to the water instead of sugar.

2. Morning Energizer – Apple, Honey, Mint

Apple, honey, and mint creates a wonderful and indulgent infusion that tastes like ambrosia to wake up your senses. The refreshing coolness of mint, coupled with the sweetness of honey and the crisp flavor of apples, revitalizes you better than any caffeinated coffee or tea! Drink this infused water instead of coffee, and power up your day.

Slice the cored apple thinly, and place the slices – skin and all, into a pitcher of water. Add some honey and sprigs of muddled mint, and let the flavors infuse overnight. The next morning, you’ll have a ready-to-drink energizer and hydration that will get you up and running throughout the day! Create a convenient grab-and-go version using bottled water, too.

3. Tropical Punch – Passionfruit, Orange, Pineapple

For a drink that’s reminiscent of your favorite childhood drink, mix together passion fruit, orange slices, and pineapple chunks into your water to create a refreshing tropical punch. Go on an island getaway from the comfort of your home as you take a sip of this summer-y drink through the day, and keep on hydrating yourself! 

Plus, oranges, passion fruits, and pineapples are full of vitamin C, fiber, and antioxidants that improve your bodily functions, and keep your gut healthy! Drink up, and feel the island vibes! Add cherries for an extra flavor boost, or strawberries for that signature red tropical punch color! 

4. Forest Fruits – Strawberry, Blackberry, Blueberry, Raspberry

What do forest berries have in common? They’re all full of antioxidants that keep our bodies healthy and remove the toxins that we’ve accumulated from eating unhealthy food and from the stress of everyday work. Slice the berries into small pieces, and let them steep in your water overnight. They should have a slightly purple color that will make you stop your juice cravings!

For flavored refreshment on the go, prepare bottled water, and mix your fruits in a separate bowl. Add an appropriate amount of fruit mix in each bottle, and let them steep. You’ll have “juice” bottles for drinking any time of the day, and your kids will love the fun, fruity flavors without all that unhealthy processed sugar! 

5. Cooling Water – Cucumber, Mint, Apple

This recipe is best drunk during the hot, summer months. Cucumber has a cooling effect that lowers your body temperature, while mint gives an icy feel to the beverage. Apple slices provide a crisp, sweet flavor that locks in the flavors together. Slice up your ingredients, and let them steep into your water.

This cooling water is perfect for hydrating after sports, swimming, or any summer activity! Serve these up to your kids for their summer barbeques instead of those sugary lemonades, and keep the fun going with this cooling water!

Written by Rida Sheppard

Source: TG Daily – 5 Healthy Recipes to Get You to Drink Water

Smart investments are one of the most effective ways to fuel your financial future. And one of the fastest ways to fuel that future is by making investments in the stock market. But with the incredible range of choices at your disposal, choosing the right investment can be a difficult task. You need to invest both your time and money wisely to minimize risks and improve your odds at earning profits. 

How You Can Make Smarter Investments

Smart investments do not just happen. You have to weigh your options considerably and make decisions accordingly. It can be a useful, secondary source of income and can help you save up for post-retirement. However, all of that is only possible if you make the right choices. 

Planning Meticulously

Investments are only as good as the planning you put into them. You always want to be sure that the money you put into a prospect will bring back profits. Be to go through the history of a company before investing in its stocks. Look at how they treat their investors, possible profit margins, and individuals in their leadership positions. Do this long enough, and you will recognize certain people and familiar faces, which can reassure you about the investment you are making. 

Keep Track of the Market 

Unfortunately, the stock market is volatile, but that is also its greatest strength. Markets can change at the drop of a hat, and you have to be willing to keep an eye out for the market and how it’s working. Never keep all of your eggs in one basket, and always keep in mind that there is a possibility that you could lose your investment.  

Making Better Investments with the Help of an Investment Broker

Making smart investments is a tough call. You want all of the profits that could come from your investment, but you don’t want to bear responsibility for the loss of the prospect sinks. Therefore, trying to take on the stock market alone is like trying to become a professional athlete without any coaching. It is possible, but you will be spending a lot of time trying instead of earning.

And that is exactly where brokers come in. Brokers are responsible for investing your money into a stock, no questions asked. But they can be a vital asset to help you make smart investments. Here are a few ways investment brokers specifically help you make better investments. 

Extensive Knowledge of the Market 

Investment brokers can lend you their investment brokers’ knowledge when you have second thoughts about an investment. They can look for patterns that a company is following, indicating that they are not doing well or could become more profitable. They can suggest better investment options and even help you avoid possible sinking ships. 

A Flawless Reputation 

For an investment broker, their reputation is everything. Without a spotless reputation holding them up, clients will be hesitant to work with them. Just one slip could jeopardize their reputation, or worse, the firm’s reputation. There is a lot of pressure on brokers to help you make good investments, which is why they will do exactly that. You can rely on them to tell you about the best options that you should choose for a wise investment. 

Keeping Track of the Market

Another important way brokers can help you is by keeping track of the market. Not only are they care about the possible changes to the market, but they are also constantly keeping track of how possible good investments are. Brokers keep a tab of businesses doing well and will offer you that information when they think it is the best time to invest. 

Robomarkets: Helping You Make Smarter Investments Instantly 

If you’re looking to make better investments, allow Robomarkets to help. Finding the right investment broker is hard, seeing how you risk a lot of money on what someone has said. Robomarkets, on the other hand, makes use of superior algorithms and AI to help find the objective best investments for you. The AI can also consider various factors and create forecasts for you to consider. 

Robust Analytics 

One of their features includes a robust analytics center, where you can start trading. The center also features trading strategies that you can implement immediately, as well as access to advisors who can help you through a problem. Either way, everything you could need to trade is already here. 

Multiple Tools 

When using Robomarkets, you will also have access to volatility charts and tools that can help you calculate pivots. These tools and much more are a click away.

Written by Scott Weathers

Source: TG Daily – Smart Investments with a European Stocks Broker

We are always faced with worries about our online safety when accessing the internet. It’s a good thing that, presently, browsers are designed in such a way that restricts us from opening unsecured websites. On the other hand, we are always looking for ways on how to protect our passwords and not let our personal information get shared with others.

If you are the one who is worried about his or her password, then this post is beneficial for you. We are going to share the amazing ways which will let you make your passwords more secure. So, let’s have a look at the information below.

Choose two-factor authentication

These days, the two-factor authentication method is very much successful as it leads a person in saving their passwords using two mediums. This method is very common when you access your email IDs. Here you will receive a code that you can use to access the account. The codes are shared over your registered mobile number and no one else can check out that code. 

This technique is beneficial in order to protect your personal information from hackers and scammers.

Choose Duress Mode

Most of us are not aware of this method of protecting passwords, but this is one of the most-trending mediums to protect passwords. And even this technique is also used by Passwarden by KeepSolid for users to protect their passwords. It is the mode that is important in hiding passwords from someone who is watching your screen.

This mode is very much beneficial for those who are working in an office and need to protect their passwords from their co-workers.

Use a Security Dashboard

Security Dashboard enlightens you regarding information breaks and other security issues with things. It includes a few classifications of issues, including frail and reused passwords, security breaks on destinations with your records, your things arriving at their lapse date.

So, when you need to get more guidance related to your security, then this technique will be very much beneficial for you. It will give you notifications about weak passwords and even about the used passwords so that you can make your password accordingly.

Use a website where you can store all your passwords

From the internet, you can find millions of highly-secured websites where you can store your passwords. Such websites are very much saving your passwords. All your delicate information is safely locked behind this secret phrase. This secret phrase assumes a critical part in information encryption and decoding processes. Besides this, websites also cannot access your passwords.

Use bulletproof authentication

Security is the biggest concern of today’s people and it is the best method to make passwords more secure. With regards to delicate information like your passwords, security is a key. These conventions render your data and passwords disjointed to any outsiders, be it programmers or even KeepSolid representatives.

The information available on this is stored in an encrypted way which does not let anyone check out all the information.

Conclusion

We hope that you find these tips beneficial for you in protecting your passwords. So, make your information safe to use over the internet with discussed tips and tricks. You can also have expert advice in order to save your passwords from someone else.

Source: TG Daily – 5 Amazing ways to make your passwords more secure

Ilya Lichtenstein, a dual Russia-U.S. citizen, and his wife, Heather Morgan, 31, have been charged with money laundering in connection to a multi-billion dollar scheme. The couple is accused of trying to launder $4.5 billion in Bitcoin, one of the world’s largest crypto exchanges, Bitfinex.

It’s not entirely clear who is to blame for the hacking of the exchange, but federal officials have been careful not to implicate the couple in the actual hacking.

The ill-gotten gains are estimated to be worth more than $4 billion, as of February, the price of Bitcoin has risen since the hack of August of 2016.

The two have known each other for at least a decade, spending a significant period of time in Silicon Valley before becoming engaged sometime in 2019. They were married last November, though it’s not yet clear who was responsible for the intrusion into BitfineX’s networks. They are accused of using a byzantine network of online accounts and transactions to funnel the stolen funds around the internet to throw off the trail of their own accounts.

Inside the wild life of bitcoin bandits Heather Morgan and Ilya Lichtenstein accused of laundering $4.5B

Irreverent comedic rapper Heather Morgan and husband Ilya Lichtenstein are accused of attempting to money launder $4.5 billion in Bitcoin stolen from Bitfinex

Continue reading on New York Post

Crocodile of Wall Street rapper & husband arrested over $4.5B in stolen Bitcoin

Continue reading on The Sun

Lichtenstein and Morgan: The Stolen Virtual Currency Laundry

If you’ve been scratching your head while you read about the money laundering escapades of Ilya Lichtenstein and his wife Heather Morgan, let me assure

Continue reading on Security Boulevard

Source: TG Daily – Multi-millionaire Entrepreneur and Her Husband Charged for Laundering 4.5 Billion Bitcoin

The Australian citizenship test is a multiple-choice test consisting of a few questions. The questions are chosen from a database of 200 confidential questions. The applicant is given 45 minutes to complete the test. To pass the test, an applicant must score 75%. The test is based on the pledge of allegiance to Australia and is not just a practice test.

It is essential to prepare for the Australian Citizenship Test. It measures your understanding of Australian culture and values. In your citizenship application, you will be asked to write an Australian Values Statement that references your allegiance to Australia. Taking the test is a significant step in achieving citizenship. You can visit this page to get more information about the Australian citizenship test. Taking the test shows that you are willing to integrate into the local community. You will also need to demonstrate that you have resided in Australia for four years or more.

Applicant Age:

You will have to take the citizenship test if you want to become an Australian citizen. It is mandatory for people aged between 18 and 59 years to take the citizenship test. Applicants must have lived in Australia for four years. To sit for the test, you must be of good character, be able to make responsible decisions, and have adequate knowledge of the responsibilities of citizenship. You do not have to go through the citizenship test if you are applying for citizenship for your children.

Prepare for Test:

While you do not need to purchase the citizenship test, preparing for it is an excellent idea. By incorporating the above strategies into your study plan, you will significantly increase your chances of scoring over seventy percent. There are also numerous free online resources available to help you prepare for the Australian Citizenship Test.

If you are applying for citizenship, you will need to pass the citizenship test to become an Australian citizen. The test will be written and contain questions derived from the recommended resource book. The questions are based on the information in the resource book. While this may sound like an unnecessary step, the tests are very important for achieving the right citizenship. This test is not for those who are unsure of the language or lack confidence.

The ACT will require you to use a computer for the entire test. You should not bring any test resource materials with you. During the test, make sure your cell phone is turned off. You must turn off your mobile phone to avoid distractions. You must not talk to anyone or copy their answers. The ACT is important for your future as an Australian. You must follow the instructions in the resource book carefully so that you can achieve the highest score possible.

Laws and Culture of the Country:

You must be aware of the laws and cultures of the country. The test will ask you to know the rules and the language of the country. The test can also be used as practice for citizenship. Once you have passed the Australian Citizenship Test, you will be eligible to apply for an emigration visa. You can also apply for a permanent residency in Australia. You will need to prove your identity and be eligible for permanent residence in the country.

Source: TG Daily – What Essentials You Should Know About the Australian Citizenship Test?

Most every large technology company has discovered that environmental/social/governance (ESG) programs drive revenue. HP Inc. reports that its efforts represent around $3.5B in revenue in 2021 and its peers are reporting similar numbers. However, a firm like HP Inc. uses a massive number of suppliers, and no matter how much work HP does in this area, its true strength in driving change comes from getting other companies to follow their lead. Suppliers are tied to the large companies they supply, giving companies like HP Inc. an incredible amount of power to drive positive change. HP Inc. announced they were doing exactly that this month.  

HP vs. Apple partners showcase an interesting difference between the firms

I’ve worked with and met partners from most technology companies over the years, and most of the big tech firms have decent partner programs. But HP Inc. has impressed me with how much its partners consider themselves part of HP Inc.’s family, while Apple’s partners often complain of poor treatment and abuse because it takes a far more predatory approach.

When working with partners, HP Inc. works to assure they are profitable and successful, while Apple often seems to view partner profit as if it was stolen from them. When it comes to profit, Apple behaves as if it should get most, if not all of it. Due to this alleged abuse, there is an old saying in Silicon Valley that no one does business with Apple twice.  

At an event I moderated, I recall Intel’s Andy Grove deeply regretting working to bring Apple on board as a client, referring to it as one of the biggest mistakes he’d ever made. It was one of the rare times I’ve seen one of the most well-regarded CEOs in the industry go off on a major client due to how his firm was treated. While Apple’s move away from Intel was embarrassing for Intel, I must believe there were many in Intel that were glad Apple left. Working with a company that believes your profits are stolen from them must get old fast.

HP Inc., in sharp contrast, realizes that it is wedded to its partners and that if a critical number of them fail, HP Inc. could fail as well. HP Inc. also recognizes that a partner in financial distress will likely miss deadlines or create sub-standard components due to poor staffing and the need to save every penny possible to stay in business. This level of empathy for its partner base allows HP Inc. to do things that would be problematic for Apple, like asking the partner companies to comply with HP Inc.’s ESG directives. The partners know that HP will have their backs, while Apple’s partners will instead think that a similar effort will only cut into their profits, not Apple’s.  Apple is currently in litigation with one large partner over their app store which has also led to government and Antitrust actions which could eventually force Apple to allow competing stores or to spin out their store in order to mitigate the partner abuse.  

HP Inc.’s HP Amplify Impact

HP Inc. recently announced it will expand its Amplify Impact ESG effort to an additional 24 countries all over the world. This brings the total number of countries positively impacted by this effort to 43. The effort has the first of its kind partner assessment, resource and training program designed to reduce waste, which is part of HP Inc.’s overall effort to become the most sustainable company by 2030.  HP doubled the goal of partner participation in this first year of the program from the 10% initial target to 20%, showcasing the power of its partner effort as well as the loyalty of these partners to HP.  

Taking the HP Amplify Impact Pledge provides partners with two paths. The first, called catalyst, focuses existing programs on common goals and provides for the extensive use of HP Inc.’s resources to help with the effort and awards for successful in-program accomplishments. The other path is for partners who don’t yet have an ESG program and helps those companies set one up.  Both programs provide training, sales tools, marketing assets, and full access to HP’s Sustainability & Compliance Centre (SCC ), HP Life, and HP Planet Partners.  

Wrapping up:

ESG programs are critical to reducing pollution and reversing Global Climate Change. No vendor can be successful in such programs if it doesn’t include its supplier partners. HP Inc. has not only asked its partners to follow its lead in enhancing or creating compliant ESG programs, but it has also provided the tools and resources necessary to optimize the related efforts. The reason HP can do this is because it treats partners like family, not a resource to be mined, and that tends to make the partners far more willing to follow HP Inc.’s lead. They trust HP Inc. to have their backs. In contrast, companies like Apple which allegedly bullies its suppliers, will likely have a far harder time getting them to embrace ESG programs because they would be at the suppliers’ cost alone.   

It is interesting how HP Inc.’s general policy of treating suppliers well has huge benefits when it comes to shifting focus to efforts like ESG. Often, I’ve found treating people like you would like to be treated and avoiding the abuse of power can lead to far more progress on initiatives like ESG. Something that firms like Apple should, but probably will not, learn.  

Source: TG Daily – HP Inc. Enhances Partner Program to Drive Sustainability, Human Rights and Digital Equity Agenda

Nvidia’s $66B attempt to purchase ARM from Softbank collapsed on Monday.

Regulators in the US, UK, and EU all raised concerns over the impact of allowing one of ARM’s customers to purchase the company.

Had the deal gone through, Nvidia would have been at the center of a silicon empire that dwarfs anything Intel and AMD have ever built.

ARM dominates both the IoT and mobile markets with very little competition.

ARM has also publicly announced that it will begin preparing for an IPO (Initial Public Offering). If ARM goes through with these plans it’ll probably be the largest chip IPO in history. 

SoftBank plans to take Arm public after Nvidia’s $66 billion takeover deal collapses

The deal was originally announced in 2020 and had a value at the time of $40 billion in Nvidia stock and cash, before Nvidia’s stock rose.

Continue reading on CNBC

Here are experts’ insights on the death of NVIDIA’s Arm acquisition

NVIDIA and SoftBank have officially thrown in the towel on the Arm deal, citing regulatory hurdles as the cause. We spoke to experts to find out what this means for those involved in or affected by the now-deceased merger.

Continue reading on Windows Central

FTC Sues to Block Nvidia – ARM Takeover – ExtremeTech

The Federal Trade Commission (FTC) is suing Nvidia to block its intended ARM merger.

Continue reading on ExtremeTech

Source: TG Daily – Nvidia’s Failed Attempt to Purchase ARM from Softbank Raises Concerns

Ukrainian paramilitary groups have been fighting Russian-sponsored forces in the eastern part of country at varying levels of intensity since the 2014 Russian invasion. But only recently have these groups begun to fund themselves with bitcoin donations, according to a Tuesday analysis published by blockchain analytics firm Elliptic.

The report says that Ukrainian groups are emulating techniques that the Russians have employed since the start of the war, when it launched online campaigns to raise money for pro-Russian seperatists in Eastern Ukraine, often using cryptocurrencies. 

Iran is using Bitcoin mining as a way to monetise its energy reserves, while North Korea is believed to be stealing cryptocurrency to support its missile development program, the report said.

“Some of the Ukrainian volunteer groups and NGOs accepting crypto donations have very close links to the Ukrainian government — and this adds to a trend of nation states turning to cryptocurrency as a means of raising funds,” the report says. 

Bitcoin donations are pouring into Ukraine as Russia masses troops on the border

As tensions rise with Russia, new data shows that Ukrainian volunteer groups are crowdfunding bitcoin to support the country’s military.

Continue reading on CNBC

North Korea: Missile programme funded through stolen crypto, UN report says

Investigators say cyber-attackers stole over $50 million in digital assets between 2020 and mid-2021.

Continue reading on BBC News

Bitcoin Donations to Navalny Surge After Russian Opposition Leader Is Jailed

Putin’s opponent received 3.7 bitcoin in the last week, tripling the amount raised in the first two weeks of 2021.

Continue reading on

Source: TG Daily – Ukraine is Using Bitcoin to Crowdfund Russian War

Do you love crypto but think investing in it isn’t quite your speed? Well, you should try Fantasy Crypto Play to Earn Trading Games. Through these Fantasy Crypto Trading apps, you get to pick virtual currencies and “invest” in them while the value of other users’ picks changes around you. If your coin increases in value, so do yours. 

If someone else does well instead, theirs will do better. Same for if their investment drops in value – that means yours will drop too, though hopefully not by much. In this article, we will discuss the best Fantasy Investing applications.

Let’s take a look at these apps.

1. VIG app

The VIG app is the best platform for the game that gives you virtual currency tokens for completing simple tasks every day, like watching advertisement videos or inviting friends to join the game. This game stands out among others in this genre because it attempts to mimic real-world securities markets.

On their official website, they state that “The Company’s market capitalization will be calculated based on the number of points accumulated by players through activities such as answering questions, getting active referrals, and playing games.”

2. Coinbase

Coin base is one of the best apps for Fantasy Crypto Trading places to play Games. This is because it has a 100% free app that allows users to earn real cryptocurrency by playing around on their phones every day. For every task completed, you earn points which you can then redeem into real Bitcoin or Ethereal at any time. It’s pretty sweet.

3. Webull

We bull is a free trading simulator app that lets you test your strategies in real market conditions. If you’re addicted to playing Fantasy Crypto Games like football and would love the idea of creating your crypto squad and competing against other crypto traders, then this might be for you. 

You can create teams based on cryptocurrencies or exchanges and pit them against users from all over the world! Your winnings will depend on how well your selected portfolio fares against other players in the competition.

4. eToro

eToro is an online brokerage site used for all kinds of trading.  Fantasy Crypto Investing is one of the many ways you can play on extort, but it’s not like playing Fantasy Football or Baseball. You don’t pick certain players – instead, your picks are linked to real-time data that predicts how cryptocurrencies will change in price over the next 24 hours based on market momentum and technical indicators. It’s more like Fantasy Finance with a little bit of game theory added in.

5. Gemini

Gemini is the first exchange-backed fantasy crypto game. The game features two types of coins: cash coins, which pay out dividends for wins in the “Vanguard League,” and growth coins, which act like futures contracts; they provide 50% returns when you win but take 50% penalties when you lose. Gemini provides all players with $5000 virtual cash to invest at the beginning of each 10-week season.

The Bottom Line

If you enjoy watching football, basketball, baseball, or any other sporting events and like the investments world, you have probably already looked for websites that combine virtual portfolio management with entertainment, so why not use this expert knowledge to win money? You can use the above-listed apps to invest in Fantasy Crypto-Games.

Written by Barbara McGee

Source: TG Daily – What are The Best Apps for Fantasy Crypto Play to Earn Trading Games?

We have started selling “Jasmy Secure PC”, the best solution for telecommuting and mobile use. — Jasmy Co

1. The application of blockchain technology will break the concerns of enterprises about the security of telecommuting

On February 6, 2022, according to Worldometer real-time statistics, the cumulative number of confirmed cases of new coronary pneumonia in the world exceeded 390 million, and the cumulative number of deaths exceeded 5.7 million. Over the past year, the COVID-19 pandemic has had a huge impact on the global workforce, and companies have suddenly had to face the new question of whether working scenes require close personal contact.

The severe situation of the epidemic cannot be ignored. For this reason, the World Health Organization and the International Labour Organization jointly released a new technology briefing on healthy and safe remote work on February 2, calling for measures to protect the health of employees while working remotely.

Remote work, especially mixed-model work, is here to stay post-pandemic and will likely increase as companies and individuals experience its viability and benefits. With the opening of the new normal, Jasmy Secure PC is a program that can satisfy enterprises with remote workers around the world to realize remote work, because it is derived from the borderless blockchain technology, which can generate, transmit and receive from IoT devices. data to provide a controlled and secure data environment.

It can be said that Jasmy Secure PC combines Jasmy’s two core services “Secure Knowledge Communicator (SKC)” and “Smart Guard (SG)”. After months of operational testing, it has been validated in terms of data security and operational performance, enough to ensure that millions of remote workers have healthy, happy, productive, and decent jobs.

Remote work is a huge emerging market. Many companies around the world are designing hybrid remote work models. According to a model analysis by the McKinsey Global Institute, about 20%-25% of workers in developed economies can work every week. Working from home for 3-5 days, such a huge market is vacant, because many remote office application scenarios such as online meetings, instant messaging, document collaboration, remote operation, and maintenance are generally completed on social platforms. The reasons for this are multi-dimensional. Among them, the security awareness of enterprises, the financial constraints of enterprises, and the worrying security of the efficiency of traditional Internet office platforms are the reasons why enterprises have not formulated professional remote office plans.

And Jasmy Secure PC combined with blockchain technology will solve this problem to a large extent, we expect Jasmy will sweep the future market of telecommuting in 2 to 3 years, maybe faster, because they are from blockchain and distributed the technical direction of storage is to overcome the industry problems and solve the worries of users. At least Jasmy is ambitious, and they are already taking action – the new management structure and key personnel of Jasmy Co have been updated, and the lineup is stronger. In addition, The North American base of Jasmy has been set up, and the layout of overseas markets has begun.

2. Product Overview of Jasmy Secure PC

Jasmy Secure PC currently has two models: Agent Application Edition and Manager Application Edition:

1. Agent application version: The program is installed on each user’s personal computer, monitors important data on the personal computer, and reports the status of the user’s computer to provide a safe environment and improve work efficiency.

Among them, the Agent application version is subdivided into two versions:

1.1. The “Agent DR” version has the basic security data management function of Secure PC, records the running status of the PC through the blockchain, and can view the running details of the PC like a car’s dashcam in an emergency.

1.2, “Agent Pro” version has all the functions of “Agent DR”, but also provides more advanced control functions and detailed monitoring, as well as an alarm function for misuse and abuse.

2. Manager application version: mainly provides tools for management and team leaders to support each user, provide a safe environment and improve work efficiency for the entire company or group.

A brief description of the main features of Jasmy Secure PC:

1. Function of the Agent application version

1.1. Safely monitor and manage data on your PC

Generate a secure drive dedicated to business on your PC. The state of the drive is always managed by the blockchain, and all manifestations of data mishandling, illegal operations, etc. are recorded.

1.2. Utilize the original functions of the PC itself

While conferencing clients such as remote desktop and VDI use other resources over the network, allowing users to use the resources of the PC itself, we achieve the perfect combination of performance and comfort in the workplace.

1.3. Balancing work progress confirmation and ensuring privacy

It also records exactly how long you’ve been using the software and documents, so you can visually see the progress of your work. While accurately managing and checking the work progress and usage environment of employees, the company also keeps records of viewers’ browsing history, so that each employee does not monitor unnecessary information.

2. Manager application version function

2.1. Real-time management of employee work progress

Since each employee’s schedule and work progress can be viewed in real-time, projects such as work assignments can be advanced flexibly.

2.2. Remote individual management of PC functions

By using the blockchain P2P function and unique device management technology, the unnecessary functions of each PC are remotely restricted and securely controlled, only working during working hours. It enables to control that only the necessary functions are used as needed.

2.3 Safely check the status of the PC hardware itself

By using our exclusive device management technology and log management capabilities using blockchain, you can remotely and securely check the load and wear status of each hardware in a remote work environment.

More information and questions about Jasmy Secure PC products can be found at: https://www.jasmy.co.jp/jasmy_secure_pc/index.php

JASMY, is a Japanese company that develops and provides data security and sharing services in the IoT era – “Jasmy IoT Platform”. Its only token, Jasmy (JMY), is the first Japanese blockchain project approved to be listed on the Japanese digital currency exchange. It is the first legal and compliant digital currency in Japan, which is epoch-making for the Japanese digital currency market.

To gain more information——
Official website: http://www.Jasmy.co.jp
Twitter: https://twitter.com/Jasmy_league
Telegram: https://t.me/OfficialJasmyUniverse
Facebook: https://www.facebook.com/Jasmyleague/ Medium: https://medium.com/Jasmy-lea

Source: TG Daily – The Jasmy Secure PC is on sale and the application of blockchain technology will break the concerns of enterprises about the security of telecommuting

A new map of global methane plumes reveals pipelines are spilling far more of the powerful pollutant than countries are reporting.

Methane is a potent greenhouse gas, with a heat-trapping capacity 30 times higher than carbon dioxide, even though it doesn’t last as long in the atmosphere.

An estimated one-quarter of humans’ methane emissions come from extracting coal, oil, and natural gas for fuel. Most of these hotspots — 1,200 of them, primarily in the US and western Asia — are linked to fossil-fuel extraction operations, like oil and gas pipelines, like those in the U.S. and Canada — are doing it on a daily basis, researchers say.

Researchers estimate that human activities could be emitting twice as much methane as governments have reported in the past year as they have reported to the researchers. 

Seen From Space: Huge Methane Leaks

A European satellite reveals sites in the United States, Russia, Central Asia and elsewhere that are ultra emitters of methane. That could help fight climate change.

Continue reading on

Gas stoves are even worse for the climate than previously thought, study shows

Stoves continuously leak small amounts of methane, emitting as much greenhouse gas as 500,000 cars put out in one year.

Continue reading on

Biden administration to offer $1.2 billion for states to clean up planet-warming methane leaks | News Channel 3-12

By Ella Nilsen, CNN The Biden administration is taking steps to cut emissions of methane, a potent, planet-warming gas. Addressing methane emissions

Continue reading on News Channel 3-12

Source: TG Daily – Satellite Images Reveal Huge Methane Leaks in the US and Asia

With the age of technology upon us, it is easy to think outside of the box. Startups have generally been left for the select few with knowledge and excessive amounts of drive. Today, though, with so much technology at your disposal it is easier than ever for people like us to get out from under the corporate fist and do our own things, in our own ways.

The sky’s the limit when it comes to starting a business, but there are some specific types that will excel this year. Let’s take a peek at a few of them and see if any of them align with your ideas.

Green

The environment is being polluted every day. Every hour. Every minute. People around the world feel the effects of it on their lives, and they want to do everything possible to decrease the footprints that they put upon the Earth. That means that they are looking to do business with companies that feel the way that they do. Any type of startup that deals with recycling, reusing, rebuilding, and so on, you get the point. If you can make the world a better place to live in any way your startup will flourish. They are the main startups that you need to keep an eye on.

Underrepresented

This may be a confusing title, but an explanation is coming. Today’s society is pushing for better equality throughout the world. Not just in business, but in every aspect of life. You can look around and see all kinds of examples of discrimination, not just from one particular race either. All are responsible for it, and all need to move on as one. This also includes older members of society that get shoved into a corner, or worse yet a senior center. Any startup that addresses the issues that the underrepresented have, or that any group of people excluded from opportunities to achieve success have, will be successful. It honestly does not matter what type of business they start, as long as it addresses one problem with one group.

Artificial Intelligence

This is one area that will boom in the future because it is the future. The startups that have the funding, through iSelect partners or any other source of funding, will be able to take the world by storm. AI is now being used on internet platforms to answer customer questions, prepare, and finalize contracts, and some are even coming online to control entire manufacturing processes. In the near future, most companies will have some form of AI working for them. Any startup that can offer any of these types of services, or programs, will be a step above everyone else. 

Travel

Being able to travel can be a hassle that many people do not want to undertake. Any startup that will wade through all the bureaucracy of the countries around the world will be extraordinarily successful. People want to be able to travel, but restrictions have been put into place that makes it difficult, if not impossible, for some people. If a company comes on and takes care of everything needed and can direct the travelers towards all the paperwork, tests, and vaccines that they need to have, they will be the go-to travel agent. A company that can wrap up all the information into one little bundle of joy will come out wealthy.

Obviously, these are not the only startups that will make an impact on the world this year, but they are some of the primary areas that we all need to keep an eye on. As the world continues to move towards more automated living, startups will need to follow suit, and hopefully be a step ahead of the trends. The ones that think outside the norm will be the ones that succeed and succeed big.

Written by Lara Harper

Source: TG Daily – Types Of Startups to Watch In 2022

MELD is potentially a new kind of bank that really is not a bank, let us call it a Neobank, that was founded on the idea that current banks are treating savers unfairly and that there is a way to share profits more aggressively with savers and investors. It will focus predominantly on cryptocurrency as well as regular currency. I do not have doubts about MELD’s model, but the banking industry is very powerful. It will likely see MELD as a threat to the current profit model and move to stop it. 

Sadly, at the very least, this means that MELD will come to the U.S. after going first to Europe, Asia, and Africa. Although we developed much of the technology that will be used, MELD is rightfully coming to the U.S. last partially because of concerns about regulatory headwinds. Our banking industry has issues.

I like the idea of a bank that makes savings more profitable, builds in a methodology for the services they provide to automatically pay off loans with the money those services generate and focuses less on its own profits and more on the profits of its investors and customers. Oh, and MELD appears to be uniquely useful to the ‘unbanked,’ people that have cash they need to protect and need small loans but cannot afford the relatively high fees fielded by old-school banks. 

MELD addresses a very real need but, like Tesla did with cars, it will face some daunting headwinds from existing financial institutions. 

The rule of institutional corruption

We have a common problem in developed nations of allowing powerful companies to influence the laws that regulate them. One example Tesla ran into in the U.S. is that in much of the country, Tesla can’t sell their cars because they don’t have a third-party dealer network which is required by local law. This makes no inherent sense because the dealer model adds another layer of profit that comes out of the car buyer’s pocket. It makes no sense until you realize that a large number of these dealerships are owned by politicians who have moved to protect their personal interests over those of their constituents.  

At a time when we should stop burning oil and harming the environment, the U.S. still pays subsidies to ensure oil company profits and leases land at favorable rates to those companies so that oil remains artificially cheap. 

This is just the tip of the iceberg. This kind of government protection has included cigarette companies, large meat processing companies, and many other industries that have, over time, weakened or compromised oversight and hurt us financially or medically.  

Banking is heavily regulated but incredibly profitable. But even with regulation, we have serious problems with Wells Fargo being one of the poster children for bad actors. Just this week, for instance, it was alleged that the company had expressly compromised an Arbitrator in order to win a case that has since been vacated due to that clearly illegal move. 

MELD’s model

I am listing the problems to show that there is risk to MELD’s model, but more because of the power the banking industry has than the model itself which could be extremely beneficial to those that want to invest in cryptocurrency and want to fully benefit from that investment. Be aware that cryptocurrencies tend to be very volatile, and they are not for the risk-averse. But one of the big issues that MELD addresses is that you cannot really do much with a cryptocurrency investment other than hang on to it until you convert it to goods or more likely a government-supported currency.

MELD has two ways to make money. The first is MELD tokens. The tokens are an investment vehicle that conveys limited rights over the algorithms that MELD uses but no rights to operational issues beyond that. The cash from these tokens effectively establishes MELD’s initial working capital and its financial reserve. Unlike stock, MELD token-holders will get a set percentage of the profits as well as any gains or losses from selling the tokens at some future point. In a way, the MELD tokens work a bit like an unsecured loan to MELD but one done with the tokens providing a prescribed return rather than a loan document. 

Once MELD gets a banking license, expected by year’s end (they have started to work with regulated financial institutions), then you’ll be able to deposit both cryptocurrencies and a form of cash into the bank using Stablecoin (or other types of crypto). Once you have enough cryptocurrency or Stablecoin, you can borrow against that, effectively gaining the benefits from your savings without triggering a sale and a tax event. The income from your cryptocurrency investment, using what MELD calls a Genius loan, then gets applied to what you borrowed until the loan is paid off and, after that, it can produce income. Be aware this income should be taxable, but it is yet unclear how it will be reported. I expect this last will be addressed before MELD starts operating as a bank, but even if it does not, tax collectors do not have a sense of humor when it comes to concealing income, so not reporting that income would be unwise. Given the nature of these loans, called Lombard loans, it is fascinating because they arguably do not need a term.

One interesting aspect is that you will need to have twice the value of cryptocurrency in your account for any loan you take out and, should the value of your holdings get too close to the amount you have borrowed, your account will be liquidated to pay off your loan and you will get the remainder back. But you default on the loan (so that will not be on your record,) and you will not lose whatever you have financed. So the problems that occurred like when folks borrowed during the Dot-com bubble against options that cost them their homes when that bubble popped shouldn’t occur here.  

Wrapping up:  

MELD is a fascinating concept but be aware that there are always huge risks with massive innovation like this. Were I to invest in the company, I would be looking hard at MELD’s internal compliance and internal audit controls to make sure executives in the firm do not misbehave. I have not done that work. 

But the idea of a bank treating its customers like investors, which they are, rather than money mines, and with loans that pay themselves off, coupled with cryptocurrency support and benefits to small borrowers due to massively reducing fees, is attractive. 

MELD looks to me like something you would do if you really understood how typical banking customers are screwed. Like Tesla, what they imagine will be hard to pull off, but also like Telsa, if they pull it off, this could be the model for the future.

Source: TG Daily – MELD: The Birth of the Tesla of Banking

Bankruptcy is a legal procedure for when individuals cannot pay their debts and seek relief from them while enabling creditors to receive some part of the payment owed. There are several types of bankruptcy filings in the United States, Chapter 7 and Chapter 13 being the most common. 

The legal proceedings can be complex, and if you want to file bankruptcy for debt relief, it is recommended to consult a qualified debt relief lawyer. They can help you understand whether this is the best choice for your financial future and provide you with legal guidance throughout the procedure. 

What are the advantages of filing for bankruptcy? 

Automatic stay. 

When you file for bankruptcy, most actions against you, the debtor, such as foreclosures, repossession of property, wage garnishment, debt lawsuits, and collection agency calls, are temporarily stopped because of the grant of the automatic stay. It lasts as long as the bankruptcy case is in progress.

Erasure of certain debts. 

In Chapter 7 bankruptcy, you are freed from debts such as credit card debt, your personal liability on secured debts, personal loans and other unsecured debts, unpaid utilities, and some older tax debts. Although some debts such as alimony, child support, court fees, and recent tax debts cannot be discharged, the forgiven debts can help reduce the amount you have to pay back. 

Improved credit. 

Initially, your credit score is heavily impacted by filing for bankruptcy; however, it can be beneficial for your credit score over time. It can reduce your debt to credit ratio that can help boost your overall credit score. Taking steps such as resolving past errors in your credit report, timely payment of your bills, using credit cards practically, and increasing their credit limits after your bankruptcy can help you build a good credit score. 

Relieves your stress. 

The accumulation of debts and interests can lead to financial distress. You may experience psychological and physical impacts of excessive stress such as anxiety, depression, and headaches because of your debt-related difficulties. Despite the social stigma regarding filing for bankruptcy, it may be the best solution for resolving your financial problems and managing your stress. 

Allows you to have a fresh start. 

Bankruptcy allows you to start without the overwhelming debt from previous choices burdening you. While some people may feel a sense of shame or low self-worth because they filed for bankruptcy, it is essential to realize that it was the best decision for protecting your financial future. Learning from past mistakes and implementing better decisions can help you become financially independent. 

The expertise of a debt relief lawyer can help you navigate through the legal complications in the process of filing for bankruptcy. Their knowledge, resources, and experience are valuable for your case.

Written by Spencer Calvert

Source: TG Daily – How Can Bankruptcy Help You?

President Biden announced Thursday that Abu Ibrahim al-Hashimi al-Qurayshi, the leader of the violent Islamic State group, known as ISIS, blew himself up during an overnight raid carried out by the U.S.

Al-Qurayshi, also known as Hajji Abdullah, took over as head of ISIS in 2019, days after the group’s former leader, Abu Bakr al-Baghdadi, died during a U.S raid in the same area. “Since then, ISIS has directed terrorist operations targeting Americans, our allies and our partners, and countless civilians in the Middle East, Africa and in South Asia,” Biden said.

The president said al-Qurayshi oversaw the spread of ISIS-affiliated terrorist groups around the world and was the driving force behind the genocide of Yazidis in northwestern Iraq in 2014.

On Thursday, Syria Civil Defense, an aid group also known as the White Helmets, said that at least 13 people had been killed during the operation, including four women and six children. Pentagon spokesman John Kirby said that at least three civilians were killed during the raid, but added that U.S airstrike in Syria in 2019 killed dozens of women and children.

Lethal US raid on IS encounters a doll, crib, bomb, bullets

Continue reading on AP NEWS

Islamic State’s leader may be dead but the organisation still lurks in the rubble

Analysis: Qurayshi’s killing by the US has to be set against January’s raid on a Syria prison, IS’s biggest attack for years

Continue reading on the Guardian

Biden administration swipes at scrutiny of its intelligence

Two Biden administration officials appeared to accuse reporters of swallowing foreign propaganda Thursday, as they faced probing questions about the truth of intelligence claims.

Continue reading on Mail Online

Source: TG Daily – Biden: ISIS leader blew himself and family up during U.S. raid in Syria

Singer-songwriter Neil Young followed through on threats to remove his music from Spotify. He accused the streamer’s star podcaster, Joe Rogan, of spreading vaccine misinformation on his show.

The controversy has also led to larger questions about the streaming company”s support for Rogan and its responsibility for monitoring content on its platform to hundreds of millions of listeners and more importantly for its content moderation.

Spotify also offered subscriber projections on Wednesday that fell below Wall Street forecasts for the first quarter, sending its stock tumbling.

Some social media users have said they are deleting the streaming service’s app. Academics and other experts on misinformation said the company may soon face the tricky — and largely uncharted — world of corporate content moderation, much in the same vein that social-media giants Facebook, now called Meta Platforms Inc., and Twitter Inc. have over recent years.

Musicians say their battle with Spotify goes far beyond Joe Rogan

Some musicians are using Spotify’s Joe Rogan controversy to call attention to what they say is an exploitative business model.

Continue reading on Business Insider

Spotify Removes Neil Young’s Music After Ultimatum Over Joe Rogan

Continue reading on Bloomberg.com

Why more musicians haven’t joined Neil Young’s Spotify boycott over Joe Rogan

So far, the response to Neil Young’s call to pull music from Spotify has been largely muted among recording artists.

Continue reading on Los Angeles Times

Source: TG Daily – Problems Mount for Spotify as More Artists Join Boycott