This week one of the 5 FTC commissioners went public on the Wall Street Journal to talk about the truly weird FTC/Qualcomm ani-trust action.  She didn’t praise the decision, which was virtually entirely to the FTC’s benefit, instead she lambasted it writing that it was an overreach to correct a problem that didn’t exist.   […]

The post Why An FTC Commissioner Cried Foul On Qualcomm Decision Favoring FTC appeared first on TGDaily.

Source: TG Daily – Why An FTC Commissioner Cried Foul On Qualcomm Decision Favoring FTC

Technology is changing the way we invest our money. Over the last several decades, apps and trading platforms have made investing more accessible and has put downward pressure on fees.

Here’s how technology is making investing easier:

Buying and Selling Securities

At one time, investors would have to call their stockbrokers if they wanted to make a trade. Commission rates were usually fixed, and high, because investors didn’t have easy access to information, and there weren’t any alternatives. Investors had no idea how their investments were performing until they received an account statement in the mail.

Thanks to advancements in technology, investors can now use the Internet to find and compare transaction fees among brokerage firms. They can even buy and sell securities themselves with just the click of a button.

Having the ability to compare brokerage firm rates has put downward pressure on fees. Fidelity paved the way for more affordable trades by lowering their transaction costs for trading stocks and ETFs to just $4.95 per trade. Schwab quickly followed, and other firms have since lowered their trading commissions.

Traders in many countries can now buy and trade securities on their own using different platforms. Investors can buy stocks using a robo-advisor or trade stocks using a variety of online platforms.

Instead of having to wait for mailed account statements, brokerage firms offer apps that allow users to track their investments through their smartphones. Alerts can be sent on various holdings.

Technology and the Internet have allowed investors to become better informed and gain access to tools to make smart trades and manage their portfolios.

Investing Apps

Many brokerage firms now offer apps that make it easier to make smart trades and investments.

Some of the most well-known and popular investing apps include:

Stockpile

The Stockpile app is aimed at new and small investors. Users can get started with just $5, making investing easily accessible to everyone. By offering the option to purchase fractional shares, users can buy stock in Apple with just a few dollars.

A custodial account can be opened for kids or teens who are interested in investing.

Stockpile only charges 99 cents for most trades.

E*Trade

E*Trade has been in the online trading business since 1982. Their app offers access to free research on investments as well as charts to help users make informed trades.

The fee on most stock trades is about $7.

M1Finance

A newer financial app, M1Finance is aimed at long-term investing. Day traders will need to look elsewhere. The app allows users to choose their investments, or the app will put together a portfolio of ETFs, stocks and bonds based on your risk tolerance and goals.

With M1Finance, there are no commissions or fees.

Wealthfront

Wealthfront is ideal for investors who want expert help with their investment decisions. Money is put into a globally diversified portfolio chosen by the company’s money managers and based on your risk tolerance.

The company charges a monthly advisory fee (which is negligible) and currently has more than $13 million in assets under management.

Robo Advisors

Robo advisors have transformed the industry and are one of the biggest innovations of the last decade. The technology allows firms to use algorithms to build and manage client portfolios. Generally, robo advisors invest in low-cost ETFs, but some also offer investment in 401(k) products.

Traditionally, investors relied on financial advisors to build and manage their portfolios. Robo advisors are inexpensive to run, and they’re highly effective. Human advisors can only help so many clients before reaching full capacity.

Robo advisors don’t really have a capacity. Once the algorithm is created, it doesn’t take much to keep it up and running for millions of people.

Human financial advisors charge a 2-3% fee, while robo advisors charge just 0.25%-0.5% of the assets managed.

Minimum account sizes are also low or non-existent, so they’re ideal for new investors. Financial advisors, on the other hand, often require a high minimum balance – sometimes as high as $200,000.

By removing the human element from the equation, the cost of investing is drastically reduced.

Some firms offer robo advisors which are augmented with human advisors. This technology is expected to continue changing the investing landscape for years.

The post How Technology is Making Investing Easier appeared first on TGDaily.

Source: TG Daily – How Technology is Making Investing Easier

I don’t know what to do.

You have probably said this a lot in the past, or even said it today. We make countless decisions each and every day of our lives, and some are more important than others. From what shoes to wear and what to eat for breakfast, to major career and relationship decisions. Meeta Vengapally, founder & CEO of Garnysh, a Silicon Valley-based fitness and technology company, believes that when you’re in the right mindset, decisions are easy. Let’s explore her approach.

If there’s anything that Meeta learned through the years, it’s that she can’t make good decisions when drowning in a negative energy field. When Meeta bypasses the forces within herself, and the forces surrounding her, that are negatively affecting her decision making, she effortlessly makes the courageous choice.

Meeta’s Philosophy

“When a child is learning how to walk and falls down 50 times, they never think to themselves, “Maybe this isn’t for me.””

Welcome to something Meeta calls, The Baby Mindset. Babies are a blank page. They won’t give up and they don’t even know what the concept is. Whenever Meeta approaches a big decision, she tries to clear her mind and call upon the determination of a small infant. It helps Meeta to realize that, if something with- in her is retreating in fear, she has been hijacked by negativity.

The Energy Forcefield

Whether you know it or not, you’re surrounded by a forcefield of energy, and the people and circumstances of your life are going to determine whether or not that field is clean or crap. When Meeta is seriously having trouble making decisions, or not making bold ones, more often than not it’s because her forcefield has become contaminated and she feels compelled to get rid of the things that are weighing her down. It takes a lot of self-reflection and honesty to get there, but it’s well worth the effort.

Outside the Box

When Meeta is super stressed about what to do next, or how to solve a problem, it’s really easy for her to not see the bigger picture. Thinking outside the box helps Meeta to remove herself from a stressful situation and really see that there are so many options that she couldn’t see before. When feeling like she’s in a corner, Meeta will write down all kinds of options, even if they seem crazy, because it helps to expand her mind.

The Core of Meeta’s Belief System

For Meeta, core values and beliefs directly affect how she makes a decision. If she doesn’t believe in herself, and has programmed herself to fear failure, then Meeta’s decisions in life are going to reflect that. That’s why her core belief system is all about the power of taking chances, committing fully, detaching from the outcome, and always knowing that she can continue to grow as a wife, mother, and entrepreneur.

Intuition

Meeta is fascinated by intuition! Where does it come from? How does she trust it? In her opinion, so much about intuition is learning to listen to yourself and the universe. We’re receiving information constantly, both from within and outside of ourselves. Every day, Meeta makes a point of taking the time to listen to what her intuition is telling her, and this is particularly true when it comes to making tough decisions. If she has an important business decision in front of her, Meeta stops and listens. What is her gut telling her? And more importantly, does she have the courage to go with it? This is the most crucial element here, because it’s one thing to listen to the truth within you, and it’s another thing to act upon that truth. Listening to your intuition and allowing it to guide you is taking a leap of faith in yourself. You can connect with meeta Instagram.

Stepping Back

One of the most challenging elements of making tough decisions is fixation.    Have you noticed how, when you need to make a choice about something, you’re obsessed with it? Meeta often is not able to get something off of her mind until   it’s all sorted out. Although this is good because it forces her to act, the downside is that this fixation is unhealthy. If Meeta is faced with making a choice and seriously doesn’t know what to do, instead of obsessing over it, she finds that it’s    best to step back and distract herself with something else. Doing things like going for a walk, playing with her kids, or getting a massage help her to put her mind in a different place, so that when she returns to the decision she has to make, her mind is clear,  the stress and pressure are lessened, and Meeta can make her choice from a more peaceful, mindful place.

Mindfulness

Speaking of being mindful, it’s impossible to make a good decision when you’re going out of your mind. Say you have some kind of family decision to make, and the kids are running around the house having tantrums, there’s  absolutely no way that your brain is going to function properly. In times like these, it’s important that to find a way to practice mindfulness. It sounds sort of New-Agey, but Meeta believes that being mindful is really just about being conscious of your thoughts and feelings. If you’re stressed and have to make a business decision, you may not be able to make the stress go away, but at least you can be mindful  of it. Take the time to be present so that you can examine your thoughts and feelings about any given situation.

Fear

Last but not least, we’re going to talk a little bit about fear. Fear is the driving force for avoiding decisions altogether, and that’s because fear and failure go hand-in-hand. Meeta says that fear is the most gripping kind of negativity. If she wants to do something, and fear is seriously holding her back from making the decision to go for it, she starts examining. How was that fear implanted in her?

Did she create it, or did someone else put it there? This little examination of fear will help anyone to get to the heart of things, so that they can break through and move forward.

“I don’t know what to do.”

You might still be saying this to yourself. Maybe you have to make a major career decision, or you just don’t know what career to choose at all. Meeta wants to leave you with these key tips:

1. Banish Negativity: Seriously, it’s killing you. Figure out where it’s coming from.
2. Embrace the Baby Mindset: Create a literal clean slate in your mind. If you need to medicate to get it clear, so be it. Just remember that babies don’t say no to the challenge of life.
3. Examine Your Beliefs: What you believe about yourself will become true. Don’t embrace false beliefs about yourself. Someone else put them there.
4. Step Back and Be Mindful: When making decision, you need to come from a clear place. Your intuition can guide you in so many things, but you have to be in a peaceful place to listen to it. It’s important to step back and gain perspective on what it is that you’re trying to decide.
5. Fear is Horrible . . . and Awesome: When all else fails, know that when you’re making a decision that fills you with healthy fear, you’re taking one of the most important steps in your life.

The post Making a tough decision is hard, until we sat down with Meeta Vengapally, an unstoppable Serial Entrepreneur appeared first on TGDaily.

Source: TG Daily – Making a tough decision is hard, until we sat down with Meeta Vengapally, an unstoppable Serial Entrepreneur

The solar industry has grown by leaps and bounds  over the last 5 years. Since 2012, employment in the United States solar industry has doubled to 242,000. Businesses and individual investors are beginning to realize that solar energy is not only good for the environment, it is a solid investment that can be an important part of the economy. The Rusty Tweed Solar Project is showing businesses and nonprofits the way by installing solar energy systems and helping small organizations reap the benefits.

Solar is an attractive business prospect in today’s economy. The costs of solar energy have dropped by 70 percent in the last ten years, and the industry is expanding accordingly. Residential solar systems now cost about $18,000, down from $40,000 in 2010.

Helping Non-Profits Thrive

Rusty Tweed began his solar project at the Kukui Center, a Honolulu non-profit that takes care of the needs of vulnerable children and families. The Center includes services for children as well as an overnight homeless shelter. Children receive educational services and parents are able to take advantage of support systems to help them navigate the challenges of life.

Government Incentives

One of the most attractive incentives for solar development is the Solar Investment Tax Credit. Since the credit was put into force in 2006, the United States solar industry has ballooned by over 8,600 percent. Solar has supported the creation of hundreds of thousands of well-paying jobs and made an outsized impact on the economy.

The Solar Investment Tax Credit provides a 30 percent tax credit for residential and commercial properties. This is an extremely attractive prospect for owners of businesses of all sizes. When businesses are able to write off 30 percent of their investment in solar energy, they can put their profits back into their businesses, enabling growth.

Unfortunately, the Solar Investment Tax Credit is set to diminish over the next few years. 2019 is the last year when the full provisions of the credit will be in force. Legislation has been proposed which would extend the provisions of the Solar Investment Tax Credit and continue to offer this outstanding benefit to all commercial and residential taxpayers in the United States.

Benefits of Solar for Businesses

When businesses are considering installing solar energy systems, there are many factors to take into consideration. Solar power is a cost-effective and sustainable energy source for businesses of all sizes. Large companies like IKEA, Target, Apple, and Intel have taken advantage of the benefits of solar. Smaller companies are slower to adopt the technology, but with the Solar Investment Tax Credit, it makes sense for these companies to make investments in the area.

The first and most cost-effective benefit is the free solar electricity. Businesses tend to pay off their installation costs in the first three to six years after installing the systems, so after that, the business receives free energy and often actually makes a profit. Solar systems can last up to 25 years with very little maintenance required.

The next important benefit is the environmental cause. Many people feel strongly that we as a nation need to break our dependence on fossil fuels for electricity. Solar power helps environmentally conscious businesses support the health of the planet. Businesses which have been certified as environmentally friendly reap the benefits of their forward thinking.

Solar and the Economy

Solar is a sustainable form of energy for the United States economy. Through a combination of dropping installation costs, tax credits, and free energy, solar makes sense for businesses of all sizes. Rusty Tweed encourages businesses in all sectors to look carefully at the benefits of solar energy.

The post Why Rusty Tweed is Betting on Renewable Energy for Sustainable Growth in the United States appeared first on TGDaily.

Source: TG Daily – Why Rusty Tweed is Betting on Renewable Energy for Sustainable Growth in the United States

Did you know that 4.4 billion people, or 58% of the entire world’s population, are Internet users?

That’s right. In fact, in the U.S. alone, 90% of the population access the Internet!

After all, they can find most of what they need online, what with the World Wide Web home to almost 1.69 billion websites. Be it clothes, services, or even bills payments, Internet users can find all these via the web.

So, imagine the traffic and profit loss your website can experience if it’s prone to downtime. Sites on shared servers often experience such issues.

Whereas sites on the best unmetered dedicated server don’t have to deal with such problems. They’re online 100% of the time and have better site security.

What exactly makes this server different though? Why should it be the next upgrade you should get for your site?

We’ll answer all these questions and more, so keep reading!

The Lowdown on Dedicated Servers

A dedicated server is one of the types of web hosting services available today. It’s a remote server dedicated to a single user, be it an individual or organization.

Its use is exclusive to that user, which means that no party other than the user can use it. It acts much like an in-house server, except that the user can access it remotely.

In plain English, a dedicated server hosting plan gives you exclusive use over the server. All the resources, including bandwidth, RAM, and storage, are yours and only yours to use. You and only you can access all the functionalities of the server.

This then translates to faster performance, be it for your site, app, or other services. It’s also more secure than shared server hosting, as it can reduce cybersecurity risks. That’s because, with a shared host, an infected site can transfer the malware to your site.

Traditional Dedicated vs Unmetered Dedicated Servers

There are usually two ways hosting companies charge clients for using dedicated servers. The first is by charging based on the amount of bandwidth used. Many people refer to this as the traditional or metered dedicated server plan.

The second is by placing a flat fee that covers the entire amount of bandwidth used. This is also referred to as the “unmetered” dedicated server.

Traditional or Metered Dedicated Servers

With a traditional dedicated server, the use of the server is still exclusive to you. You will, however, get billed based on how much bandwidth you use, say per month.

Also, metered servers, as their name suggests, come with a “cap” or a specific amount of bandwidth. This can be anywhere from one to 20 Gigabits per second (Gbps). If you choose a 1 Gbps plan but you exceed that cap, you’ll pay for the excess, which is often more expensive.

There may be even pricey penalties for going beyond the cap of a metered dedicated server rental. That’s why it’s important you have an accurate estimate of your monthly bandwidth use. This way, if you know you’ll go beyond, say 20 Gbps, it’s better to go unmetered.

Unmetered Dedicated Servers

An unmetered server is also a dedicated connection, without the bandwidth limitation. Okay, so there is a “limit”, but that’s based on what the dedicated port specifies. In short, you can use as much bandwidth as you want, up to what the dedicated port can provide.

With the best unmetered servers, you don’t have to worry about pricey penalties. You also don’t have to worry about your service getting cut off in case you go beyond the allowed bandwidth use.

No Meter, No Downtime

As mentioned above, a metered server plan can cut your service off if you exceed your limit. This can then lead to downtime, meaning your website won’t be accessible.

If you have an e-commerce store, downtime can lead to loss of potential sales. In fact, any other business website that’s down can mean a loss of potential clients.

Whereas the best dedicated server hosting with unmetered plans offer 100% uptime guarantee. Most other hosting providers can only guarantee 99.9% uptime.

What difference does the 0.01% make then? If you factor in the 0.01% downtime a month, that means your site will be down for about 43 minutes in a 30-day period. That translates to over 500 minutes of downtime in a year!

Keep in mind that all it takes is more than three seconds of a non-loading page for someone to leave a mobile site. Imagine what downtime of 500 minutes, or 30,000 seconds, can do to your business website.

No Other Site Hosted on the Server, Lower Risks of Cyber Attacks

One of the main reasons websites can get hacked is an unsecured network. While shared hosts have good security, the cyber threat can arise from one of the sites they host.

Let’s say a user of one of the hosted sites makes the mistake of clicking on a malware-containing website. Unless that site gets rid of the malware, the infection will spread.

This can then affect one or all the other websites on that shared server. Infecting websites on shared servers is one of the ways hackers launch their attacks.

With a dedicated server, your online and computer security is completely up to you and your host. There’s no risk of infection from other sites since you won’t share the server. You’re free to customize and use as many types of cybersecurity measures as you want.

Get the Best No-Cap Dedicated Server You Need Now

Unmetered dedicated servers have all the hosting features your growing site needs. Best of all, the most reliable dedicated server providers offer up to 20 Gbps for each of their ports. Their plans are also flexible, so you can start off with something as small as 1 Gbps and upgrade as you need.

Don’t let cyber threats and downtimes cost your business! Invest in a no-cap dedicated server now to make sure your website is always up and accessible.

Unsure how to choose a web hosting provider? Then be sure to check out this guide we have on choosing the best web host! 

The post What Is an Unmetered Dedicated Server and Why You Should Get One appeared first on TGDaily.

Source: TG Daily – What Is an Unmetered Dedicated Server and Why You Should Get One

Communications technology is evolving by the minute. With the invention of the internet, traditional phone systems are becoming obsolete and out of date. Communicating via the internet is an excellent solution and virtual PBX is becoming a very popular choice for businesses that have no need for entire PBX systems. However, even for virtual PBX, there are a few things to know when you are looking to choose a provider.

Your Business type

Not every provider meets the needs of every type of business. This means that you should figure out which features you’ll need because the more features in the PBX system, potentially the pricier it gets. Luckily, there are always packages you can choose from. It also depends on the size of your business, so make sure you’ve chosen a package that appropriately scales.

Easy to Use

Arguably one of the most important aspects is the simplicity of the interface and the technology. You don’t want to end up with a complex piece of technology that will be difficult and bothersome to use. After all, it’s supposed to replace a phone system, and phones have always been easy to use. That’s why it’s important to make sure that the virtual PBX will be able to keep your business running smoothly.

Good Customer Service

No matter how good the package you’re choosing is, if the provider doesn’t offer good customer service, then it might not be worth it. Every piece of technology is prone to issues, so being able to troubleshoot the problem and solving it within a reasonable timeframe is a must. Make sure that the provider is known to have good relationships with clients.

Recovery after Disaster

Sometimes, there is no fighting against nature. Natural disasters can’t always be avoided, so things like floods or fires are always a possibility. That’s why your provider should always have a disaster recovery option available. Such an option will keep your business running even in the worst of situations. Your system can be rerouted to use different numbers, such as personal mobile numbers, and you should also have reliable data backup included in the package for emergencies such as these.

Affordability

Price is probably the most important factor for picking almost anything, virtual PBX included. Your bill shouldn’t cause a fatal blow to your business’ finances, so make sure to pick an appropriate package. If your business uses only a few minutes, maybe consider options like pay-per-minute plans. The more options you have for pricing, the better for your business.

Automated Call Distribution

When customers call to speak with a specific person and they get switched from person to person, they’ll likely hang up before reaching the person they were planning on speaking to. A good automated call distribution (ACD) system will keep things running smoothly, so make sure that your provider offers ACD in the package.

Communication is key for the success of every business. Making sure you’re well-connected is a must, which is why you’ll need to make sure the virtual PBX provider you choose will be able to fulfil your company’s communication needs.

The post Choosing the Right Virtual PBX Provider for Your Business appeared first on TGDaily.

Source: TG Daily – Choosing the Right Virtual PBX Provider for Your Business

Every business wants to be proficient at searching and securing customers. Generally, this is usually done by offering good quality products and services with prices reflecting both the quality and current market expectations, as well as options to provide these products/services to customers in a quick and efficient manner.

Internally an organisation has to also be adequately staffed. This ranges from entry-level employees to higher management, all of which should not only be skilled and passionate about their work but who are also consistently looking for ways to optimize the business’ performance.

However, today, even if your company is at the top in both of these areas, without a specific strategy to attract and secure customers, your business will fail. For this reason, companies must have a specific focus on customer acquisition and retention.

In today’s business marketplace, attracting customers has never been more challenging. The internet has lowered the barriers to entry for numerous companies across a multitude of marketplaces. Where in the past competition may have just been local, today competition can be from different states and even countries. As a result, businesses must be prepared now more than ever, to compete with a multitude of organisations that can enter the marketplace at any time.

These opened up barriers however do have a flip side. Companies can now also open up their own target markets to new individuals, who were previously unreachable. However, before jumping head first into these new markets there are a few guidelines that individuals should focus on to make sure they reach and secure these customers effectively. With the main aspect behind this being making sure that there is an effective digital marketing strategy in place.

Digital Marketing

Only 15 years ago, the majority of marketing focused on mass media advertising such as television, radio and billboards. In 2019 this is not the case however with television slowly losing its advertising impact, with the growth of streaming services such as Netflix and Stan. Radio is also facing a similar issue, with the increased usage of music streaming services such as Spotify and Pandora.

As a result of these changes, the most effective styles of marketing today are all focused online. This does not mean that traditional advertising is not effective. It only means that in addition to dedicating resources to traditional advertising, smart companies place a greater focus on online marketing strategies.

Hire a Digital Marketing Agency

Online marketing strategies involve a number of different aspects and can be far more complicated than traditional marketing. Therefore the best approach for a number of companies is to hire a reputable digital marketing agency. These aspects that agencies can help companies with include their pay per click or PPC advertising, their email marketing campaigns, their social media strategy, and their search engine optimization techniques.

In this new world of digital marketing, companies must adapt to the new landscape to effectively introduce and ingratiate themselves with potential customers. Inability or reluctance to join this arena can lead to companies being left behind and overtaken by the competition. Digital marketing agencies bridge the gap between how things used to work with traditional advertising and how they work now with digital advertising. Through utilizing a digital marketing agency companies are able to stay competitive as well as further cement a base of loyal customers through the building of online communities around their brand, product and service offerings. In this new world digital advertising agencies are a crucial necessity, Don’t Get Left Behind.

The post New Ways to Secure Customers appeared first on TGDaily.

Source: TG Daily – New Ways to Secure Customers

Malaysia is a beautiful country. Visiting this country is on the bucket list of every wanderlust, people of South East and South Asia. From modern architecture, tea plantations, and Chinatowns to colonial architecture, culture, and adventure sports, Malaysia has it all.

It doesn’t matter why you are visiting Malaysia, you need a valid visa to enter the country. If you are imagining yourself standing in long queues and going through long documentation process to get your visa, you might be wrong in this case.

Getting a Malaysian visa (at least, eVisa) is really easy. There are many online portals where you can easily apply for the visa by following a simple procedure and get your eVisa on your phone. If you are Indian planning on visiting this country, there are dedicated online portals offering Malaysia Visa for Indians. So before we get into the technicalities, is applying online a good idea?

Why Apply Online?

It depends on what your definition of a good idea is! If good idea means getting a valid and very handy eVisa within a maximum of 3-4 days without standing in long queues; then yes, it is a really good idea!

People often fear that there is a strict scrutiny process and a lot of online applications get rejected. Choosing a reputed online portal for your Malaysia eVisa means you will have detailed instructions and the defined sizes of the documents you are supposed to upload.

Usually, you have to show flight and hotel reservations when applying for your visa.

Types Of Visa You Should Know About

1. Single Entry Visa (with less than 15 days of stay)

A single entry visa is valid if you are planning to visit Malaysia as a tourist. This means you will have to apply for a new visa the next time you plan to depart/enter Malaysia. It allows you 15 days of stay.

2. Single Entry Visa (with less than 30 days of stay)

Single Entry Visa is similar to the above-mentioned type of visa – single entry allowed along with 30 days of stay.

3. Multiple Entry Visa (with less than 30 days of stay)

Multiple entry Visa allows you to enter Malaysia multiple times with the period of 30 days. It suits businessmen, lawyers, etc. who visit Malaysia often regarding their work.

4. Malaysia Visa on Arrival

If you are traveling and Malaysia is one of the countries, visa on arrival is the option you should choose. This is applicable if you are visiting the country from Indonesia, Thailand or Singapore and have a valid tourist visa for these countries. You can apply for Malaysia Visa on arrival for Indians on online portals offering eVisa for Indians.

There are a few other types of Malaysia visa you can apply for. For instance, if you have a connecting flight to catch from Malaysia, you should apply for an eVisa which allows that.

Documents You Need When Applying For Malaysia

This is one of the most important parts of applying online for Malaysia visa. Make sure to abide by these or read instructions carefully when applying for your visa.

1. Photograph

Make sure the photograph you use for your visa is a recent one. No self-portraits are accepted. Use studio photos only.

2. Passport

When applying online for Malaysia visa, the first and last pages of your passport are required.

3. Birth Certificate

If you have a minor traveling with you, make sure to carry his/her birth certificate along.

These are the major documents that are required when applying for Malaysian visa.

Most of the online portals ask for a certain percentage of the total fee when applying for the same. The rest of it is to be paid at the end of the process. You can easily find online portals to apply for your Malaysia eVisa but make sure the portal you choose has a good online reputation.

The post Read This Before Applying For Your Malaysia Visa Online appeared first on TGDaily.

Source: TG Daily – Read This Before Applying For Your Malaysia Visa Online

Have you been thinking a lot about feminism recently? You’re not alone–from more women serving in U.S. Congress than ever before to John Oliver’s #feminism hashtag on Last Week Tonight, there’s a lot going on when it comes to discussing–and making real progress on–women’s empowerment.

If it feels like we’re at a unique time and place in women’s history, it’s because we are. But women’s movements still have a long and storied history spread across millennia, and that history isn’t limited to just one part of the globe. Women’s movements have blossomed around the world to fight for female empowerment and equal rights. Here are only a few of those movements:

Protesting Violence in Honduras

There are few places more dangerous to be a woman than Honduras. This Central American country experiences one of the world’s highest femicide rates, with a woman murdered on average every sixteen hours. Women report domestic violence 30,000 times per year and sexual violence an average of once every three hours–and figures including unreported incidents are likely much, much higher. But Honduran women are fighting back. The “#nomás” movement confronts sexual violence, victim-blaming, and government complacency. Prominent Honduran influencers Maria José Martínez Paz and Kassandra Mayorga have encouraged women to post about their experiences with gender violence under the #nomas tag on Instagram.

Striking for Equality in Spain

What does it look like when a country’s women don’t work for a day? The women of Spain showed the world in March 2018, when five million Spanish women went on strike to mark International Women’s Day. And then, in March 2019, they did it again. This second strike reportedly experienced even greater participation than the first, with rally crowds doubling from 170,000 in 2018 to over 350,000 in the national capital of Madrid. Comisión 8M, a coalition of women’s groups, labor unions, and other organizations helped plan the strike to protest a wide variety of issues in Spanish society that harm women, from wage inequality and street harassment to rape laws and environmental protections.

Pushing Forward in Saudi Arabia

Women’s rights in Saudi Arabia made headlines in mid-2018 when Crown Prince Mohammed bin Salman lifted a longstanding ban on female drivers. Saudi women celebrated their new abilities to run errands, visit family, or attend work and school–but they also knew the struggle was far from over. Restrictive guardianship laws still keep women from traveling, marrying, or having certain medical procedures without a male relative’s consent. Female activists are pushing back, often at great danger to themselves: activists such as Loujain al-Hathloul have been jailed and tortured for speaking out about the need for further reforms. The women of Saudi Arabia have leveraged creative strategies to make their voices heard: one anonymous group operates an underground radio station that discusses domestic violence and other women’s issues, while scores of female Saudi artists, musicians, and comedians use their work to counter stereotypes or express themselves.

Calling Out Harassment in China

In March 2015, police officers arrested ten Chinese women in Beijing. Five were detained for over a month. Their crime? Planning to pass out stickers with information about sexual harassment on International Women’s Day. The “Feminist Five” were eventually released thanks to national and international pressure, and the unique women’s movement of China has continued to gain momentum. While the ruling Communist Party theoretically espouses gender equality, in practice Chinese women have had to fight harassment, domestic violence, and disdain for “leftover” women who buck social norms by staying single and childless. China’s women’s movement must contend with a sensitive political environment where online protest and dissent–a crucial tool for many women’s movements–is highly restricted. To get around online suppression, activists have turned to innovative strategies such as wearable “human billboards.”

Toppling Dictatorships in Sudan

In late 2018, the people of Sudan took to the streets in cities and towns across the country. They protested a debilitating economic crisis and the decades-long militaristic rule of dictator Omar al-Bashir. And they were led by women drawing on the nation’s long history of female activism sounding the zaghareet, a traditional celebratory call used by women across the Middle East and Northern Africa. Women, who suffered Bashir-implemented laws restricting them from basic economic activities such as selling tea in public to support their families, continue to lead the call for change in Sudan. Since Bashir’s overthrow, women activists have been adamant that the transitional authority now in charge of implementing a more democratic government is half female and civilian-led.

Women’s movements are everywhere across the globe. There have even been female-led marches in Antarctica! The fight for empowerment has come a long way, but it’s far from over.

The post Women’s Movements Across the Globe appeared first on TGDaily.

Source: TG Daily – Women’s Movements Across the Globe

When the tax season is around, no earnings can escape the watchful eyes of the tax scanner, and cryptocurrencies are no exception. Some people believe that crypto taxes are quite complicated, and that’s why they don’t file them. Many even see it as a way to move money illegally by avoiding the taxes entirely. However, the Internal Revenue Service is focusing on digital assets more than ever, and here are a few things you need to know about cryptocurrency taxes:

All crypto trades are taxable

Similar to all your yearly earnings, your crypto incomes are also taxable. You need to report your trades to the IRS. From exchanging cryptocurrencies to converting them back to USD, everything comes under the respective tax slab. If you fail to file your crypto trading taxes and don’t pay them on time, you will be committing tax fraud, and it can lead to a prison sentence of almost five years or a fine of about $250,000.

Types of cryptocurrency taxes

The IRS treats cryptocurrency as a property, and not as a currency. This means investors need to pay capital gains tax. That is why there are two types of taxes on cryptocurrency: long-term and short term. Short-term taxes are the ones you have to pay for holding digital currencies for less than a year, and long-term is for the currencies that you already have for more than a year before you trade or sell.

Just like how you would test the Bitcoin Loophole and other crypto trading platforms to help you learn about the crypto market trends, you can calculate the approximate tax you have to pay for both short-term and long-term investments by following the IRS calculator.

Crypto miners should also pay taxes

The earnings of crypto miners are also taxable. Mining is a means of self-employment, and so there’s a self-employment tax waiting which is approximately around 15.3%.

However, there are no taxes if you are buying or holding cryptocurrencies. Whether you are a miner or a regular investor, there’s no charge for buying digital assets; it is only when you sell or trade cryptocurrencies that your earnings are subject to taxes. However, if you lose money while trading, you can claim a loss. This allows investors to save a significant amount of money on capital gain taxes.

Crypto tokens are exempted from tax slabs

The last update on cryptocurrency taxes came in 2014. Although a lot has changed in the crypto world, the rule that tokens are not subject to federal tax laws still exist. Tokens are cryptocurrencies that represent an asset or a service, but not a currency.

The IRS says that taxable crypto is virtual currencies that are equivalent to real currencies. Since tokens don’t match this definition, they are usually exempted from the tax books. But it is always wise to consult with a lawyer or certified accountant whether to include or exclude them from your crypto tax files.

Paying cryptocurrency taxes is similar to your income tax or capital gains tax. It is not as complicated as many think it is. So, file your books carefully because you wouldn’t want to be blacklisted for tax fraud cases.

The post Everything You Need to Know About Cryptocurrency Taxes appeared first on TGDaily.

Source: TG Daily – Everything You Need to Know About Cryptocurrency Taxes

Do you remember the informal product recall by Samsung of its Galaxy Note 7 due to a defect in the battery which was causing the phone to explode? Samsung had to replace all the affected phones, but the problem did not stop there as there were incidents of the replacement phones catching fire. Samsung had to recall all the Galaxy Note 7 and permanently cease production of the device. They went a step further by introducing software on the existing phones to eliminate their ability to work by restricting the battery capacity and blocking its connectivity to any network.

Another similar case which we saw a few years back was by the car manufacturing company Toyota Motor Corp. Toyota had to recall around 8 million of the defective vehicles worldwide because of the issue of unintended acceleration caused by floor mats, sticky gas pedals, and brake problems. 89 people lost their lives and the Japanese automaker had to pay a fine of 16.4 million along with incurring hundreds of individual federal lawsuits.

Manufacturers frequently recall defective products either in an informal way or prompted by the government.

How is a Product Recalled?

As soon as a manufacturer becomes aware of a defective and potentially dangerous product on its own or because of a government agency such as the Consumer Product Safety Commission (CPSC) or Food and Drug Administration (FDA), the manufacturer issues a recall. If the manufacturer does not voluntarily recall the defective product, then CPSC or FDA may recall it by sending a notice to all the sellers and distributors. The recall issue will also be placed in journals and media to reach out to the maximum number of product users and warn them about the danger of the product and replacement procedure.

Does a Recall Automatically Make a Manufacturer Liable?

A product recall issued by the manufacturer can be used in the court as the proof of a defective product but that does not make the manufacturer liable till your attorney can successfully establish that the defective product has caused certain injuries. A product recall can help in establishing the defect, but additional evidence needs to be produced in the court to justify your case in a civil lawsuit.

Other courts do not allow a recall to be submitted as evidence to avoid prejudice by this information if the jury found out.

Does a Recall Automatically Get a Manufacturer Off the Hook?

On the other hand, a recall does not mean that a manufacturer is off the hook if a claim is filed against it, till the manufacturer can prove that the plaintiff received the recall notice which had adequate warnings about the dangers of the product.

If a recall is broadly issued and no efforts are made to send direct recall to the plaintiff, then the manufacturer cannot defeat the plaintiff’s suit. Also, the manufacturer cannot blame the seller or distributor for not providing the recall notice directly to the customer. The manufacturer can file a suit to sue the seller or distributor for being negligent.

How to Claim a Defective Product Injury from the Manufacturer?

If a person is injured by a product, the plaintiff can sue the manufacturer or the distributor of the product. The case can be filed based on the fact that the defective design of the product caused injury. If the manufacturer failed to warn the individual consumer about the danger of the product causing the injury, the plaintiff can sue for financial losses incurred and the physical harm as well. It is advisable to hire an experienced law firm like Hastings Law Firm which focuses on personal injuries as well as medical malpractice to increase your chances of succeeding in the lawsuits.

The post The Effect of a Recall on a Defective Product Injury Claim appeared first on TGDaily.

Source: TG Daily – The Effect of a Recall on a Defective Product Injury Claim

Being one of the biggest truck manufacturers takes years of solid experience in the market. As this industry is not an easy one to meddle with. There are a lot of companies that produce trucks, however, the ones mentioned in this list stand out for one particular reason- they have maintained their status constantly and have worked hard to bring about a change in the trucking industry. Eager to find out if your favorite manufacturer made it? Let’s find out in no specific order whatsoever.

1. Daimler

The Daimler group, previously known as Daimler Chrysler, is a German company that has reached international heights and most definitely deserves to be on this list. It is a top-class truck manufacturing company that also produces the same for many other side companies such as, Mercedes Benz, Sterling Trucks, Western Star, Freightliner, Mitsubishi Fuso, as well as BharatBenz. Daimler was especially popular in the year 2010 after it gave off tough competition for its contender, Isuzu. The company not only takes responsibility for making the best quality trucks but also cars for the above-mentioned partner companies. Next time you see the popular Mercedes Benz Actros, you will know who’s behind its success.

2. Iveco S.p.A

Standing for Industrial Vehicles Corporation, Iveco is among the top truck manufacturers of the world. Growing immensely, Iveco has sold over 134,000 trucks worldwide. It is a European based company, having stemmed from Italy. A bigger CNH Industrial NV owns Iveco which is one form the Netherlands and is responsible for its parts and trucks itself. When it comes to the European market, Iveco seems to hold about 11% of the share.

3. MAN Truck And Bus AG

Previously known as MAN Nutzfahrzeuge, this manufacturer has more than just a long name. Did you know that it is the largest subordinate of MAN SE? This basically means that its part of a larger corporation. However, on its own, it has made quite a lot of accomplishments. A particular one being that MAN is known for being among the leading providers of commercial vehicles, that too, on the international front. No wonder it’s one of the most demanded truck manufacturers out there.

4. Navistar International Corporation

With over 313,000 trucks sold and counting, it’s no surprise that Navistar is on this list of the biggest truck manufacturers on the globe. Being a Fortune 500 company, Navistar is known for making trucks for commercial and military purposes on the international front. It also makes diesel transportation vehicles on the IC name as well. Everyone loves a manufacturer that can do it all at the same time which is why it deserves a place among the best of the best truck makers out there.

5. PACCAR INC

Another Fortune 500 company, PACCAR is a great truck manufacturer that carries out production through Peterbilt, Kenworth, and DAF which are huge names on themselves. PACCAR has a larger market share percentage in the US which explains the success of the company in that target market. The manufacturer also provides customers with design and lightweight manufacturing involvement which makes it a market-friendly company.

6. Scania AB

You might already be familiar with Scania as it is a renowned name in the truck industry. It a proud subordinate of the famous Volkswagen AG. Scania is truly reaching Global heights with offices everywhere from France to even India and Argentina. The manufacturer is mostly known for focusing on fuel-saving trucks and has gained major praise for its V8 gas engine that eats up about 10 % less fuel than other trucks.

7. Volvo AB

We have yet again a European manufacturer for the last one on our list. We’re seeing a sequence here too, but we can’t help it, there’s something about these European truck companies. The Volvo group is well-known of course and makes trucks under many other famous names like Renault and Eicher. In the year 2016, Volvo saw a huge point of about 300, 00 trucks sold all across the European front and by 2017, they had sold over 190, 000 trucks which is impressive on its own.

There you have it, our picks of seven biggest truck manufacturers around the globe. Which one is your favorite? Although there are so many companies out there who have worked hard to make their place, the above ones are at the top for all the right reasons.

The post 7 Biggest Truck Manufacturers In The World appeared first on TGDaily.

Source: TG Daily – 7 Biggest Truck Manufacturers In The World

A fixed deposit helps you set aside a sum of money, which accrues over a specified period, and helps you get assured returns on a lock-in period of your choice. The option to invest in a Fixed Deposit are offered by banks and NBFCs.

Unlike market-linked investment avenues, the returns on your FD are not dependant on fluctuating stock indices, or currency values. With a fixed interest rate, you can get guaranteed returns on your fixed deposit. You can also choose your payout frequency when you choose your tenor. Your FD rates depend on the choices made on your investment and any change in the tenor, payout frequency or amount of deposit can change the interest rate applicable.

The FD Interest rates also varies for different types of fixed deposit, so it is best to understand them, so you can maximise your earnings. Here are the types of deposits you can choose from.

Regular fixed deposit

The rate of interest on a fixed deposit account is higher than that of a savings account, but still differs from issuer to issuer. A regular fixed deposit can be opened by a regular citizen looking to invest. Choose a reputed NBFC to avail of interest rates on the higher end. For instance, Bajaj Finance FDs offers interest rates up to 8.60% on a minimum tenor of 3 years with payout on maturity.

Senior citizen fixed deposit

A senior citizen fixed deposit is offered only to senior citizens. These fixed deposits come at a higher rate of interest to help senior citizens earn more income post their retirement. The interest rates on a senior citizen fixed deposit vary, depending on the issuer you choose. Bajaj Finance Senior Citizen FDs offers an interest rate of up to 8.95% on a deposit of 3 years or more when you choose payout on maturity.

Tax-saving fixed deposit

These types of deposits are those that allow you to claim tax deductions for the principal amount you deposit under Section 80C. However, these fixed deposits have a lock-in period of 5 years and do not allow premature withdrawal.

So, choose the type of deposit as per your goals, age and investment portfolio to reap high returns. Remember to compare FD offerings from different issuers and choose the highest interest rate. You can choose to start a Fixed Deposit with Bajaj Finance to enjoy high interest rates, convenient online account management, and an additional 0.25% interest on FD renewal.

What’s more, you can enjoy safety of returns on these FDs as they are rated FAAA and MAAA by CRISIL and ICRA, which attest to their high security and reliability. Use Fixed Deposit Calculator to forecast your returns and plan your investment today. An FD rates calculator can also show you the change in interest rates based on the type of deposit you choose or the increase in your tenor or capital, which helps you make the right decision with ease.

The post Types of Fixed Deposit (FDs): Fixed Deposits Accounts Interest Rate and Calculator appeared first on TGDaily.

Source: TG Daily – Types of Fixed Deposit (FDs): Fixed Deposits Accounts Interest Rate and Calculator

A refrigerator is an essential lifeline of any household. It helps feed your family and keep them in good health, which is why you cannot just buy any refrigerator. You must buy one that fits in with your home, your family’s daily diet, your budgetary requirements, and most importantly, you must buy a refrigerator that comes with a trusted brand name. This is why you must consider an LG refrigerator.

LG’s electronic appliances have been running households across the country for years. If the LG refrigerator reviews are anything to go by, customers have rarely been disappointed by their performance.

The brand manufactures all types of refrigerators from single-door to double-door and side-by-side models, with a capacity ranging from 190 litres to 700 litres. It has something for every kind of household, whether you are single or belong to a medium-sized family or a large family.

While LG refrigerators are comfortably priced, there is one smart way to ease your financial burden. Consider buying an LG refrigerator from the Bajaj Finserv EMI Network on No Cost EMI. This network features refrigerator models from all the top brands, including LG, which can be yours on EMIs starting at Rs.1,599.        

While you won’t be disappointed with an LG refrigerator, the brand has several varieties you can choose from. To make it simpler for you, here’s a list of the best LG refrigerators with important features for you to consider before making your purchase.

LG 4 Star Direct Cool Single Door Refrigerator    

Nuclear families that are not looking to splurge on a refrigerator can opt for this 190-litre LG refrigerator. Not only is it compact and spacious at the same time, but it also comes with convenient features, all at an extremely affordable price.

What’s more, you will also end up saving on your electricity bills thanks to the refrigerator’s Smart Inverter Compressor, which ensures the machine uses an economical amount of energy.

You won’t have to worry about the refrigerator shutting down during a power cut – its Smart Connect technology automatically connects the refrigerator to a home converter if this were to happen. Further, its glass shelves can take a load of up to 175kg.  

LG 284 L 4 Star Inverter Frost-Free Double-Door Refrigerator

Those who need a lot of space in the refrigerator should definitely go for this one. It has an overall capacity of 284 litres. If the refrigerator space isn’t enough to store all your food and beverages, you can also convert the freezer into a fridge in just 68 minutes at the touch of a button, increasing your storage capacity 1.4 times.

This LG refrigerator also comes with Door Cooling technology, which keeps the temperature inside the fridge even and constant, even when you have to open and close it several times.

This helps keep your fruits and vegetables fresh for longer. If there is a problem with the fridge, you won’t have to bother calling a maintenance expert. All you have to do is dial LG customer service number, and place your mobile phone on the refrigerator.

The fridge then communicates the problem to a computer, which diagnoses the problem within seconds and also gives a possible solution!

LG 260 L 4 Star Inverter Frost-Free Double-Door Refrigerator

This LG refrigerator is perfect for a medium-sized family of four or five. It is designed to make your life easier with features such as Auto Smart technology, which keeps the fridge running efficiently even in case there are voltage fluctuations or a power cut by switching to the home inverter.

This LG refrigerator has been fitted with LED light bulbs that are not only energy efficient, but also lasts longer than conventional bulbs which makes it the best LG refrigerator under the double door category.

The toughened glass shelves can take on heavy load without any spillage. The spaciously designed doors can fit up to 2-litre bottles with ease. On special occasions and get-togethers, when ice is needed in abundance, the Double Twist Ice Tray is easy to use.

This refrigerator also works on solar energy, although you will have to buy the solar panel separately. Uniform cooling helps reduce internal temperature fluctuations, so you can store your foods and drinks optimally for longer.

LG 668 L Frost Free Side-by-Side Refrigerator

You can fit in all your favourite food times and then some more in this mega LG refrigerator. You won’t have to worry about hygiene at all because the refrigerator comes with an intelligent air filter, which removes bacteria up to 99.999% and gets rid of any bad odour.

All the food, no matter where it is kept, remains cool because the refrigerator has been fitted with multiple cooling air vents all over.

You can control this refrigerator even when you are not at home thanks to the Smart ThinQ technology. You can set the temperature or even diagnose any problem with your fridge using your smartphone. Storing water bottles becomes a thing of the past with this refrigerator, which comes with a water and ice dispenser.

LG 668 L Frost Free Side-by-Side InstaView Door-in-Door Refrigerator

This stylish LG refrigerator will make an impressive and stylish addition to your home. It not only has side-by-side doors, but is also fitted with a door inside a door, which gives you a sneak peek into the contents of your refrigerator.

This LG refrigerator also comes with a slim ice maker, which also creates more room in the freezer section. You also have a wine rack within the fridge where you can store four bottles at once.

With all this information at hand, you are now ready to make your final decision. After you do that, tackle the financial aspect wisely and first check your pre-approved offer from Bajaj Finserv to see your EMI financing amount. Then you can shop for your favorite refrigerator at a partner store online or offline and give your kitchen, and daily life, an upgrade! So, get cracking and buy the best LG refrigerator of your choice this summer.

The post Top 5 LG Refrigerators in India to Revamp Your Kitchen appeared first on TGDaily.

Source: TG Daily – Top 5 LG Refrigerators in India to Revamp Your Kitchen

One of the main reasons why you should visit your dentist regularly is that it helps in removal of bacteria that have been left in the mouth after brushing and flossing. Tartar results from the accumulation of plaque which is commonly formed from a mix of proteins and other food by-products. The food acids can highly damage the enamel thus leading to teeth cavities. These acids can later lead to gum infection. One of the major ways of preventing you from getting permanent tooth decay is by removing the plaque as often as possible. You should not let it accumulate as this may lead to tartar that can only be removed by a dentist.

Since it is hard to brush and floss with the presence of tartar, the end result is cavities and tooth decay. As the accumulation of tartar increases, it worsens your gum condition and results in diseases. Lanes & Associates, reputable and experienced dentistry in Durham, recommend on the following ways that you can control the formation of tartar.

Choose your toothbrush carefully; toothbrush contributes greatly to your oral health. According to research, electronic powered toothbrushes work more efficiently in removing the plaque than the manual toothbrushes. However, regardless of your choice of a toothbrush, you should ensure that it is approved by the American Dental Association (ADA).

Watch your diet; starchy and sugary foods often trigger bacteria in your mouth that may contribute to the formation of plaque. It is important to eat healthily and limit the number of sugars in your food which also includes snacks. However, this does not mean that you have to completely forego sugary food you only need to reduce the number of times that you consume it. You should brush and drink plenty of water after meals.

Go for tartar-control toothpaste with fluoride; a toothpaste containing fluoride can prevent the plaque from hardening to tartar. Fluoride is also very important in preventing the damage of the enamel. Reputable dentists recommend the use of products that have triclosan that fights the bacteria in plaque.

You should brush and floss regularly; brushing and flossing your teeth is essential for removing any plaque that may be forming. It is recommended that you should brush at least twice a day. Duration of the brushing may mean nothing if you are brushing well. Also, no matter how good you brush, the only way you can remove the plaque before it forms tartar is through flossing.

As said earlier, once tartar is formed, it can only be removed by a dentist. It is thus recommended that you should visit your dentist every six months to remove any tartar and plaque that may have formed. There are many reputable dentists that you may visit every now and then. After all, perfect oral health is very crucial in enhancing your confidence.

The post What is Tartar and how do you control it? appeared first on TGDaily.

Source: TG Daily – What is Tartar and how do you control it?

With most of the people working continuously for most of the day sitting on a desk, sedentary lifestyle has become a big part of our lives. The only logical solution to change the unhealthy sedentary pattern to healthy living is by adopting a sit-stand desk at our workspace. With so many advantages associated with sit-stand desks, many offices have opted to change their workspace furniture for the health benefits of their employees. Researchers have also claimed that being active at the workplace by standing for a considerable amount of time increases the productivity of the employees along with the added health benefit.

This brings us to the fact that there are hundreds of different models of a sit-stand desk hence it becomes difficult to decide which one suits you right. Here are some factors you need to consider before you buy an adjustable standing desk.

1. Number of Levels:

Make sure to invest in a desk which serves all your purposes. Just buying a desk which only has two height level adjustment, one to sit and other to stand will not be enough because you may need different heights for different work such as one height for being seated and working on computer, one for standing and working on the computer and another for writing. Also, at a workplace, the same desk is usually used by different employees with different physical attributes hence everyone may have a different height preference which makes it important to have multi-level height adjustments to create an ergonomic workstation.

2. Maximum Weight Capacity:

Every table is designed to hold a maximum weight. Most sit-stand desks can hold the standard weight of the computer and some desk items but if you have some specific requirement, do review the maximum weight a desk can hold to make sure that you order a desk which does not dysfunction due to wrong specifications.

3. Customer Reviews:

Going through the wide list of sit-stand desk may become overwhelming and the decision to choose the right one may get trickier. One easy way of deciding is to go with other user experiences. Choose a product which has a good amount of reviews as it indicated that it is quite popular, also make sure to go through the negative comments as well to contemplate. But, ultimately go for the desk which suits your needs.

4. Trial Period and Warranty:

Investing in a sit-stand desk is not cheap, be it an individual expenditure or multiple purchases for office use. One of the biggest fears most buyer’s face is that what if they like the sit-stand chair initially but after using it for a week or two, find it uncomfortable? Buying a sit-stand desk from Autonomous.ai ensures that you can return the product within 30 days if it is not what you are looking for. In addition, their warranty covers the sit-stand chairs for 5 years with easy to avail service requests.

5. Budget:

Of course, setting up a budget before exploring the options of sit-stand desks is very important as you can find these desks in a wide range of price point. Do not straight away go for the cheapest option but also consider if the sit-stand desk fulfills all your requirements, after-all it is an investment towards your better health.

The post 5 Factors to Consider in Choosing a Sit-Stand Desk appeared first on TGDaily.

Source: TG Daily – 5 Factors to Consider in Choosing a Sit-Stand Desk

In the early days of entrepreneurship, starting your venture from home is highly inexpensive and can save on the considerable overhead of renting an office. However, it’s inevitable that the time will come when a physical, shared office space is needed in order to grow – despite the significant cost.

At DeVono Cresa we see startups mitigating that overhead by taking advantage of the all-inclusive monthly cost and extensive perks of co-working and serviced office space, ultimately enabling startups to facilitate rapid growth without going over-budget.

So, when is it time to take on the overhead of a permanent office? And what benefits can today’s forward-thinking spaces offer a new startup?

We’ve listed 10 unique perks today’s startups can get from serviced provider spaces throughout London:

1. Creche

Childcare arrangements can be rigid, expensive and timely – and a creche in the same building you work in can provide huge relief for parents. With a growing number of working mothers and women in tech roles too, we love that some flexible office providers are taking modern stresses into consideration within their spaces, tackling them head on.

2. Pets

There’s a national “Take Your Dog To Work Day” – but what about doing this every day? Resident office dogs can brighten up any office, and save on arranging care for your pet. It’s increasingly encouraged throughout the city too.

3. Call Handling

As well as the benefit of making your business look bigger than it is, a provider that offers call handling can free up time, add a professional veneer to your business’s ‘shop window’ and improve upon productivity.

4. Gym

Another cost-saving measure designed to improve our health and coming to an office near you! Gyms can be costly and easy to avoid if they’re situated far away from us! An in-office gym can help on multiple counts; making that lunch-time workout much more convenient.

5. Wellness program

If budgets are lean, we know of centres that offer free yoga classes and other wellness benefits for their members. Exercise classes in the city can be expensive, not to mention transport costs getting to and fro. For this reason, getting your daily dose of zen at your workplace can not only enhance you and your team’s productivity, but save on spend.

6. Sit-Stand desks

For today’s health conscious workforce, ergonomic furniture designed to fit to the worker can help us worth in a better posture and more optimally. Similarly, sit-stand desks keep us active, prolonging our ability to concentrate. A number of serviced office providers now offer this in their desk furniture.

7. Bicycle Storage

Cycling to work is a great way to switch off and get some exercise. Storage in inner city bike racks however, can run the risk of theft. In response, a number of centres now offer bike storage to their clients as part of their office space proposition.

8. Laundry Service

No busy startup entrepreneur has time to do laundry! A quirky perk of sorts, never fear turning up to a meeting with a crinkled shirt or that soup stain on show again. Work place laundry services are now here!

9. Networking Events

In addition to optimising the running of your business, serviced centres that have multiple businesses contained within them often hold networking events where member companies can bounce ideas – and business – off one another. Some are even known as prevalent for different sectors too, building a community feel and a hub for driving sector-specific innovation.

10. Green Building Standards

Today’s workforce is environmentally conscious and increasingly, businesses are adhering to green standards, making their centres environmentally friendly with certifications such as WiredScore and the WELL certification.

Twenty-four-hour access, onsite cafes, outside space, reception staff and even a putting green are just a few other features available throughout London. Serviced office agents, DeVono Cresa have access to every available space on the market. Search through their site and see what benefits the modern office can bring your startup today.

The post 10 Quirky Office Features Your Startup Can Benefit From appeared first on TGDaily.

Source: TG Daily – 10 Quirky Office Features Your Startup Can Benefit From

The sale enablement tool is primarily the process by which sale people or companies are equipped with technics, information or tools to tackle their sale business efficiently. Sale enablement tool can only be effective if well used. The salesperson should have a vast knowledge of the tools to use, way to go about it and how to approach the clients. The salespeople should have different questions on, how, when, where and who to contact when it comes to the sale. The sale enablement tool should be client-centered on helping in the growth and development of the sales business.

Organization and business have the potential to grow if the right measures are taken. Revenue increase only happens if the organization focuses on the sale of enablement tools. To achieve high sales, one has to gain and understand the sale of enablement practices. These are the unique tools and the strategies to take for business elevation. Here we have five sale enablement tools which are relative and efficient for your sales business.

Attach. IO

Attach.IO is a popular and most effective sale enablement tool. Comes in handy in terms of learning which is more interested in your products and business deals. The tool goes beyond expectations as you can check on the progress of your proposal and whether any activities are ongoing. Example if one sends a proposal via the email to a potential client they can check whether their document has been opened and if the email has been received. All the activities of which page they have dwelled on, have they seen the most important pages which are great in improving the business sales.

Bambu

Bambu is a perfect sale enablement tool where employers can communicate and sell their products online through social media. Employees play a significant part in the sale field as they give the right content for the clients to use and read. It is believed that most have to visit the internet for a couple of hours each day.

Atomic Reach

The Atomic Reach enablement tool gives clear and exclusive information about your business. The tool helps the salesperson of the approach and how to reach the clients. There is full engagement with the customers using social media and content writing sources like blogs. The clients get information from the content and blog post which should be updated regularly.

Unboxed Advisor

The Unboxed Advisor is a powerful and unique tool which holds the responsibility of easing the sale process. It stands in for you and your business and helps sell hard to sell products. The tool is equipped with a tutorial where the sale representatives promote sell and demonstrate sales.

Sitecore

Sitecore sale enablement tool is a client-centered tool which gives one on one feeling. The salesperson can communicate, share and make a sale through the platform. The tool is detailed and also can locate the client’s device. You can communicate with many clients as you want at the same time. Sitecore is an automated tool giving the best results in terms of sales.

The post Essential Tools In Digital Marketing appeared first on TGDaily.

Source: TG Daily – Essential Tools In Digital Marketing

Dell Technologies is a vastly different company than Dell Computers was, they started out as a differentiated Apple like firm loosely tied to Microsoft and Intel. Today they are more like a new age umbrella company like old IBM was, but without their old lock in mentality, with far more control over their environment and ecosystem. However, people tend to, once they form an impression on a thing, hold that impression. This often forms the foundation for a rebranding argument as it is often less expensive to create a brand than it is to alter the impressions that surround it. However, given I can’t seem to point to an example of where that has ever been successful, the only viable path may be to work to change the perceptions you need changed surrounding the brand.

Now with Dell the change isn’t the typical one where mistakes of the past haunt the present however the same tools likely would apply. For instance, while I was at IBM that brand went negative due to some truly horrid management decisions made at the firm in the late 70s and 80s. To change that impression Louis Gerstner put together a unique team of advertising experts who, over a period of 5 years, largely rebuilt IBM’s image. It still surprises me to this day that one of the first things Gerstner’s successor, Sam Palmisano, did was dismantle that massively successful marketing effort.

Dell appears to be flirting with a similar effort to change their image as this video showcases. It isn’t yet at the level of IBM’s far better funded effort, but their need isn’t as critical either. Let’s talk about this video, and why an effort like this should be more common than it is.

Challenging The Existing Image To Recreate it

This CNBC video recrafts Dell’s history, not so much from what it was, but from how people see the company. The image that surrounds the brand is one of a PC company that provided what was likely a lackluster company machine you probably didn’t much care for. Most of how we touched Dell wasn’t with the stuff we bought ourselves but with the hardware that was bought for us using the typical lowest bidder approach.

I know, from my own experience, the Dell machine that Forrester gave me sucked and it was actually one of the reasons I left that company. Ironically, the machine I most wanted at that time was also a Dell, but it was their then XPS box which was focused on gamers and had a World of Warcraft theme. But, if I was like most folks, I’d have only seen what I was given and connected that less than happy experience to the Dell brand.

Now if you can recraft that memory to make it so that people see the bigger picture of what Dell was and then take them up to what Dell is then you may be able to get them to reconsider their out of date and incomplete view of the company.

By the way, it is interesting to note that part of Dell’s problem Dell created. By focusing for a time on being the low-cost provider they didn’t realize they were building up a set of negative impressions that would haunt them into the future. They now get that building visible quality into all products is important to the brand and, even in PCs, this makes the firm a very different company than the one most seem to recall.

The CNBC Film

The film takes the audience back to the foundation of Dell in a dorm room by a medical student and then it’s parallel rise with Apple. It briefly, (it is only 12 minutes), profiles Michael Dell and uses an analyst (sadly not me), and a reporter to help tell the story. Interviews with Michael Dell and Jeff Clark (who looks really tired or sedated) help fill out the story. Jeff has been doing the day to day management over Dell Technologies for some time and he has, apparently, been a counterpoint to the trend of successor CEOs who have failed (Meg Whitman and Steve Ballmer come to mind) of late as his performance has been exemplary. I think a customer that has been with Dell throughout would have been a strong core for this effort and they’ll likely do that in a future film.

Now, as a stand-alone, this video wouldn’t have much impact (it doesn’t have viral potential and it is doubtful a critical mass of people will see it) but as part of a campaign on this it forms a nice foundation for what is likely to come.

Wrapping Up: Changing Impressions Is Hard

To a certain extend Dell, and pretty much every company, digs itself a hole when they first come to market. This suggests that it is important to not only message on what the company is but on what the company wants to become, so as the firm evolves, the image of the firm evolves with it. In Dell’s case I doubt the EMC acquisition was ever part of Dell’s long-term vision until the day Joe Tucci, EMC’s prior storied CEO, pitched the idea.

The other thing that Tech companies, even Apple these days, just don’t seem to get is the importance of marketing. Marketing fuels investment, it creates sales opportunities at scale, and it is charged with maintaining and changing, over time, the firm’s image. Yet that role in most firms is almost an afterthought, underfunded, under resourced, and generally underappreciated.

With this video Dell may be stepping up to the problem but I can point to many Dell peers that have bigger issues who aren’t. Google and particularly Facebook come to mind, (which, given both live off marketing dollars, is incredibly ironic). Something to noodle on over the long weekend.

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Source: TG Daily – Dell’s CNBC Image Makeover